- Generate new business to achieve defined sales and revenue targets.
- Keeping In and out knowledge of the products being sold by him.
- Create proper comparison of the similar products in other companies.
- Create and manage an effective Sales Tracker to measure and manage their activity levels.
- Continuously improve the quality of sale and key sales ratios by attending the trainings arranged for them, if required.
- Providing timely MIS as required relating to the various aspects of the business-Applied, business lead generation, Issued business, product mix, lapsation etc
- Conduct a credit report on customers to find out what sort of insurance rates they can be given, explain to customers what sort of coverage they are getting, and what kind of monetary values the insurance company will payout in the event of damage to the insured.
- Ensuring complete customer satisfaction starting from the first payment of premium till the claim management.
- Liasoning with Insurance Company's representatives on a regular basis.
- Ensure timely and accurate compliance to all statutory requirements. To check if all the required documents and forms are in place, wherever applicable.
- Minimum Qualification should be graduation.
- Experience in Sales and relationship management.
- Experience in handling similar role in financial industry would be an advantage but not a pre-requisite.
- Strong communication and negotiation skills with the ability to influence customers.
- Strong orientation towards internal customer satisfaction and servicing.
- Level of the individual has high dependency on technical ability and personal effectiveness.
- Candidate should be IRDA certified before commencing servicing / closure of leads.
- Display exemplary conduct and live by the Group's Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead to achieve the outcomes set out in the Bank's Conduct Principles
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
- Display exemplary conduct and live by the Group's Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead to achieve the outcomes set out in the Bank's Conduct Principles
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
- Embed Here for good and Group's brand and values; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)
- MBA or Masters
- Insurance
- Bancassurance
- Product knowledge
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Senior Insurance Specialist - Kolkata, India - Standard Chartered Bank
Description
RESPONSIBILITIES
Governance
Regulatory & Business Conduct
Other Responsibilities
Our Ideal Candidate
Role Specific Technical Competencies