Ayush Chaudhary

If there are three qualities that define me, they would be – diligent, ambitious and
passionate about what I do. I have my hands-on as an Analyst experience with
demonstrated history of offering credit facility to Corporates in Multiple Sectors.
Skilled in Financial and credit analysis of business across sectors and 3 years of
diversified experience in Statutory and Internal Audit of Listed and Private Companies.
I believe in the power of creating a healthy environment for all and wish to hone my
skills under the guidance of my peers and mentors

ICICI Bank - Wholesale Banking Group | Business and Credit Analyst 2021-2022
- Analyse the financial statements of the business and conduct credit risk assessments
based on financials, peer analysis, cash flow and financial projections
- Extended and Assisted Credit Facilities of Rs 65 Crs that included Cash Credit/Overdraft,
Rupee Term Loan, Forex hedging, Takeover Facilities Competetor Banks
- Handling the portfolio of corporate clients having turnover in the range of Rs. 250 Crs
750 Crs
- Conducting Annual review/renewal and monitoring the compliance
- Analyse Credit Risk of the business using qualititative and quantitative models
- Formulate credit note basis the stakeholder's requirement and banks risk appetite for
the credit facility sought by corporate client's
- Escalate credit risk concerns and propose risk mitigation action to be taken by staying
continuously informed of related developments/news for the portfolio and industry
covererd and understanding the credit process, policies and banks's risk appetite
- Appropriately assess risk when business decisions are made, driving compliance with
applicable laws, rules and regulations and adhering to policy
- Reviewing the regulatory and monitoring compliance from credit risk perspective

• Professional Degree - CA (1st Attempt)
• Graduation - Symbiosis College of Arts and Commerce - B.Com