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Dharmendra Singh

Dharmendra Singh

Deputy Vice President - Kotak Mahindra Bank
Mumbai, Maharashtra

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About Dharmendra Singh:

14+ yrs of experienced in Fintech Professional specializing in Payment systems & Digital Banking Solutions. Broadly in Product development, Delivery management and Project Management for mobile banking, prepaid/debit cards, payment gateway, UPI, IMPS. 

Knowledge on Payments Platform like, UPI, Merchant Integration & Acquisition for UPI, QR, ATM, POS. Technical Expertise of SDLC life cycle, Database Skills, Middleware knowledge & India Digital Initiatives 

knowledge on Middleware like Citrix Load Balancer , APIM & TIBCO 

Domain Knowledge of Payment switches like Olive Switch, postilion, Base24, IST. Interface knowledge of ISO8583 (1987, 1993), Payments API’s, ATM, EFT-POS, RuPay, E-Commerce & EMV (issuing, acquiring), and other switching operational activities. Settlement, Reconciliation and Interchange for Issuing Product (Debit Cards, RuPay Cards and EMV Chip Cards) and Acquiring Product (POS, E-Commerce and ATM). 

Technical project / delivery management is my core competence

Experience

Experienced Fintech Professional specializing in Payment systems & Digital Banking Solutions with 14+ Years of Expertise and MBA in IT. Strong knowledge in UPI, Mobile Banking & Wallets, ATM, Merchant Acquiring, IMPS, Cloud and Project Management.

Education

Managing & Executing NPCI Platform like UPI, IMPS, AEPS, CBDC. Analysis, Managing & Execution of IT initiatives for Solutioning, Implementation, Roll-out & Technical Architecture for UPI, IMPS. AEPS Platform Technical & Functional support to business Managing the Software Lifecycle to ensure quality delivery. Participate in requirements and architecture debriefs with the team to assess feasibility of the solution and identify needs for design and implementation Participate actively in identifying risks and working through requirement and implementation trade-offs to meet project goals. Develop strategy to execute short and long term priorities in Acquisition & Merchant Integration and On boarding & Digital Space.

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