gaurav pandey

Looking for a challenging opportunity with a professional experience of 2.7 year in Anti Money Laundering department with commanding technical and analytical skills for working closely with the onshore teams under critical time frames with good interpersonal and management skills. 

● Conducts reviews of bank customers (individuals/entities), related parties (owners, board of directors, executives) and/or transactions that present a moderate degree of complexity and risk to determine appropriateness for Wells Fargo.
● Conducts comprehensive research and/or background investigations on individuals, entities, organisations or locations to identify and mitigate associated sanctions, credit, financial crime, and reputational risks and thoroughly documenting findings.
● Reviews and analyses due diligence data from a variety of sources to determine overall risk.
● Screens customers, prospects and/or transactions against various regulatory reporting lists and regionally based sanctions watch lists.
● Evaluates risks to determine permissibility under sanctions, regulations and/or BSA/AML regulations. Works with high risk customers (e.g. casinos, MSBs, payment processors) to understand controls and activities. Provides appropriate direction to the line of business. Escalates confirmed sanctions alerts, PEP matches and other risks appropriately.
● Performs non-documentary Customer Identification Program on domestic customers in accordance with regulations and bank policy.
● Ensures compliance with guidelines set forth in federal/state anti-money laundering laws and regulations including the Bank Secrecy Act and various sanctions regulations, and in accordance with policy/procedures set by the bank.
● Consults with peers, line of business managers and other external parties regarding due diligence findings. Participates in moderate size project initiatives.
● Crypto Currency Roles and Responsibilities in AML - In the cryptocurrency industry, KYC requirements are less standardized. Most exchanges require that new customers share their legal name, government-issued ID, and up-to-date address information, but this varies according to where the exchange operates and what services it provides.
• Continuous monitoring is the ongoing review of transactions for criminal activity. When suspicious activities are detected, VASPs are obligated to submit Suspicious Activities Reports (SARs) to FinCEN or other relevant law enforcement agencies. Chainalysis Know Your Transaction helps businesses comply with these obligations by automatically detecting patterns of suspicious activity, sending real-time alerts, enabling in-depth investigations, and integrating into compliance team workflows.
• All the details of transactions are in Transaction Hash.
 

I have completed MBA from Mumbai University, Passed out in May 2019 with  61.75%