hari krishna

• A seasoned banking professional with over 12 years of extensive experience in BFSI & IT industry through best-in-class employers such as State Bank of India at positions involving higher responsibility and demonstrated strong leadership, communication, interpersonal skills and used qualitative and quantitative decision-making tools providing Investment advice and financial planning for complex financial situations along with daily Risk & Control Reviews. 
• 4.3 years’ experience in IT industry in TCS in development and analytical roles.
• Strong analytical skills, banking domain knowledge, independent oversight, enthusiasm, multitasking and ability to handle pressure have been my forte.
• I have demonstrated the ability to utilize the available resources to aid business growth, and I find fulfillment when my work results contribute to my organization's betterment

Manager, APSP Quarters Branch, Kakinada, SBI, India and  Rajeev Chowk Branch, Tanuku                                                                                                               June 2019-Till Date 

•  Led a branch as Branch Head with a business of more than Rs. 250 Crores and 8-plus employees.
• Engaged in client acquisition activities, presenting to clients, closing deals, managing and developing client accounts 
• Drove business growth by meeting revenue targets of Assets, Liabilities, investments and Insurance Business by maintaining and growth of existing client relationships by keeping abreast of market trends, customer preferences and new products, as well as to regularly monitor activity by key competitors.
• Experienced in driving cross selling/customer value enhancement business through advisory approach of Mutual Funds, LIFE insurance and General insurance policies by developing propensity models with help from Analytics team to increase product penetration index
• Conversant with the full range of Priority Banking products and services
• KYC and AML compliance guidelines are thoroughly complied. 
• Interact with IT for developing/modifications in system & MIS
• Ensured that the NPAs were kept within the assigned budget and made active efforts to minimize them
• Used RADAR (Remote Application for Dynamic Assessment of Risk), a risk-based program, & ensured identifying, mitigating emerging risks in ORM and CRM- Review of sanctions and operation alerts
• Execute marketing campaigns to drive incremental business volume growth to meet targets
• Develop/Revisit processes to ensure reliable and consistent service to all clients

• Using the industry leading OTMS/EBCT audit implementation tools implemented ORM/CRM risk monitoring and   mitigation in collaboration with Audit teams - Review of sanctions alerts
• Coordinating with the higher authority by providing MIS reports timely, report finding and make recommendations to management appropriate committees.
• Effective usage of EBCT – Evidence Based Compliance testing tool ensure all risk mitigation and compliance parameters are ensured by Institutional Banking 
• Front Line's execution and challenges appropriately on compliance related decisions
• training and ensuring seamless induction to the newly joined team members and managing attrition within the team
• Liaise closely with Home loan Sales teams to achieve agreed goals and support them with tactical campaign requirements

• Monitor reporting, escalation, and timely remediation of issues, deficiencies or regulatory matters regarding compliance risk management
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

  Probationary officer, SBI Hyderabad, India-(November, 2016 –April 2019)                                                                   

On-the-job training in various areas of general banking, KYC guidelines, AML Laws and regulations, Enhanced customer due diligence, onboarding of new clients, identify and manage complex issues and negotiate solution how to improve customer service, marketing of Bank products, and processing of loans. 

Encouraged the creation of Self-Help Groups (SHGs)to work on small businesses and to give them financial independence through our bank.

Ensured Financial inclusion activities are successful and on par with bank’s expectations.

Asst. Systems Engineer, TATA Consultancy Services, Hyderabad, India (Jun 2012 – Aug 2016)

• Business Analyst in Risk Management Team- CISCO
•  Application Support, Development & Testing for one of banking majors, Danske Bank, based in Denmark. Suggested and implemented key features in the portal to enhance user interface and backend response time 

Bachelor of Technology | Dept of Mechanical Engineering. JNTU-Hyderabad University, Hyderabad, India | May 2012 | 74.39%

Internal Certificate course – Credit Monitoring and Operation by Moody’s

Certification- JAIIB (Part 1) (Certified Associate of Indian Institute of Bankers)

Certified Insurance Facilitator ( CIF) for SBI Life Insurance Co Ltd & Specified Person (SP) for SBI General Insurance Co Ltd, & Certified ACE by AMFI