Hawk Info

West Bengal Student Credit card.    

'Student credit card Scheme' got clearance in the Cabinet

The 'Student credit card Scheme' is one of the manifestos announced by the Chief Minister of West Bengal Hon'ble Mamata Banerjee in the 2021 Assembly elections.

Earlier, the grant of Krishak Bandhu Scheme was doubled, Duare Ration, Lakshmir Bhandar Scheme was approved by the Cabinet. On 24th June, the 'Student credit card Scheme' was approved by the Cabinet.

Purpose of 'Student credit card Scheme'

Students can apply for the 'Student credit card Scheme' for higher education. Students can take loans for higher education like undergraduate, postgraduate, engineering, MBBS, vocational training, diploma course, doctorate etc.

Students can take loans from any institution in India or abroad with the help of 'Student credit card Scheme'.

With the help of the 'Student Credit Card Scheme', financially backward parents will be able to educate their children in higher education.

When will the 'Student credit card Scheme' be launched?

Application for 'Student Credit Card Scheme' will be launched from 30th June, 2021. You have to apply online for 'Student Credit Card Scheme' on a certain portal.

Loan limit in 'Student credit card Scheme'

With the help of the 'Student credit card Scheme', students will be able to take loans up to Rs 10 lakh.

Validity of 'Student credit card Scheme'

The validity of the 'Student Credit Card Scheme' will be up to 40 years.

Conditions of 'Student Credit Card Scheme'

Anyone who has been living in West Bengal for ten years can apply for the 'Student Credit Card Scheme'.

Guarantor of 'Student credit card Scheme'

The Government of West Bengal will be the guarantor if the students take a loan from any institution with the help of Students Credit Card Scheme.

Interest rate of loan in the 'Student Credit card Scheme'

If you take a loan under the 'Students Credit Card Scheme', you will have to repay the loan at an interest rate of 4%.

How to repay loan in 'Student credit card Scheme'

You have to repay the loan through a soft loan within 15 years of taking the loan.

Application Procedure for 'Student credit card Scheme'

You can apply for the Students Credit Card Scheme through the Online.

Documents required for application in 'Student credit card Scheme'

• Bank Account no. 
• Passbook/Checkbook, 
• Aadhar Card
• Admission Receipt

Appointment of Nodal Officer for 'Student credit card Scheme'

Government guidelines have already been issued for the appointment of one nodal officer for each 'Student credit card Scheme' from each education center.

Notice regarding 'Student credit card Scheme'

'Student credit card Scheme' has already been notified by THE WEST BENGAL UNIVERSITY OF TEACHERS 'TRAINING, EDUCATION PLANNING AND ADMINISTRATION.

Click here to know details.

What is the 'WHO mYOGA App'?

The 'WHO mYOGA App' is a joint venture between the World Health Organization (WHO), the United Nations (UN) and India. The 'WHO mYOGA App' was launched by Indian Prime Minister Narendra Modi on the occasion of the 7th International Yoga Day 2021. Modi appeared through virtual at 6:30 in the morning. He said, 'WHO mYOGA App' will match all the rules and advice in yoga. The 'WHO mYOGA App' will help increase the popularity of yoga around the world.

'WHO mYOGA App' download

The 'WHO mYOGA App' is available for Android and iOS. Very light app, so it can be easily used on a smartphone. 'WHO mYOGA App' is an 11.51 MB size app. It needs to be downloaded from Google Play.

After downloading and installing the 'WHO mYOGA App', click on 'Get Started'.

The 'WHO mYOGA App' will teach you first and then instruct you to practice.

You will see the method one by one in the video, at the next moment you have to click on 'Practice' and select the time for 10, 20 and 45 minutes to practice.

Learning Session of 'WHO mYOGA App'

The 'WHO mYOGA App' currently has 11 videos under the Learning Session. Those are the following …..

1. Invocation, 
2. Neck Movements, 
3. Trunk Twisting, 
4. Tadasana, 
5. ardhakatichakrasana, 
6. shashankasana, 
7. Bhujangasana, 
8. Pavanamuktasana,
9. Nadi shodhana, 
10. dharana & Dhyana, 
11. Closing Prayers।

Navigation menu of 'WHO mYOGA App'

At the bottom of the 'WHO mYOGA App' screen are four options- 

1. Home, 
2. Learning, 
3. Practice 
4. Help। 

Practice session of 'WHO mYOGA App'

The 'WHO mYOGA App' currently has three practice sessions.

• 10 minutes
• 20 minutes
• 45 minutes

Click here to know details.

What is Lakshmir Bhandar Scheme?

As promised, this time Chief Minister Mamata Banerjee took the initiative to implement the 'Lakshmir Bhandar Scheme' with the financial help of women from poor families. A few days ago, the state cabinet approved the 'Lakshmir Bhandar Scheme'. After increasing the allowance of "Krishak Bandhu Scheme" , Chief Minister Mamata Banerjee has started implementing 'Lakshmir Bhandar Scheme' with the financial help of women from poor families as promised in the Assembly election campaign. According to sources, the Chief Minister has given the responsibility of 'Lakshmir Bhandar Scheme' like 'Kanyashree' to the Department of Women and Social Welfare. It has been initially decided that the 'Lakshmir Bhandar Scheme' will cost around Rs 11,000 crore a year.

Who will get financial help in the 'Lakshmir Bhandar Scheme'?

Initially funds are being allocated for the 'Lakshmir Bhandar Scheme' from the Finance Department. It will benefit 1 crore 60 lakh women of the family. One woman from each family will benefit from the 'Lakshmir Bhandar Scheme'. Ordinary family will get 500 rupees per month. If you are a Scheduled Caste(SC) or Scheduled Tribe(ST) family, you can get 1 thousand rupees per month.

When will the 'Lakshmir Bhandar Scheme' be launched?

The Department of Women and Social Welfare has already finalized the work of creating a database for these women. According to administration sources, the Chief Minister wants to launch the 'Lakshmir Bhandar Scheme' in July,2021.

Women of which family get financial help from 'Lakshmir Bhandar Scheme'?

The Chief Minister formed a task force headed by the Chief Secretary to work out the economic criteria of those families in terms of administration. The task force has tasked the Department of Women's Welfare to create a database for the 'Lakshmir Bhandar Scheme'.

According to sources, there are about 57 lakh BPL families in the state. Many people from this BPL family get various benefits in addition to the state government's widow allowance and old age allowance. The list includes people from Scheduled Castes, Scheduled Tribes and OBC families. Again, many women who are not listed in the BPL but are members of poor families get the benefits of these allowances, but many do not. The state government wants to provide financial assistance keeping in mind all the needy families. The Chief Minister wants to hand over that assistance directly to the women of the house.

Who will not get the benefit of 'Lakshmir Bhandar Scheme'?

Some women will not get this benefit.

Those whose family pays Income Tax or who owns 2 hectares of land will not get the benefit of 'Lakshmir Bhandar Scheme'.

Important Document for 'Lakshmir Bhandar Scheme' Application

All you may need to apply for 'Lakshmir Bhandar Scheme' -

• Aadhar Card
• SC / ST or OBC Card (if any)
• Ration Card
• Voter ID Card
• Bank Account

Click here to know details.