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Jesal Machchhar

Jesal Machchhar

Credit Risk & Portfolio Analytics-Risk Management

Banking / Loans

Mumbai, Maharashtra

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About Jesal Machchhar:

Retail & SME Credit Analyst | Risk & Data Expert, Portfolio & Underwriting

Experience

Assistant Manager – Retail Credit|3+ years of experience|Risk analytics, portfolio monitoring across Retail(Secured & Unsecured) and SME. Proficiency in utilizing tools like Power BI, SQL, Python to deliver actionable insights that enhance credit policy and underwriting strategies. Exposure to SME Working Capital lending, underwriting, and credit appraisal. Effective stakeholder collaboration and led cross-functional projects having significantly improved lending operations, reducing TAT by 90%. Seeking to leverage analytical expertise in an evolving risk management role.

Education

Post Graduate in Financial Analysis & Planning (Pursuing) Imarticus Learning

IRM Level 2 Certificate – Financial Services Risk Management (Expected Nov 2025) Institute of Risk Management (IRM)

Bachelor of Commerce (B.Com) (Graduated 2022) Sydenham College of Commerce and Economics, Mumbai

ICSI Foundation & Executive Programme (2019–2022) Institute of Company Secretaries of India

HSC (12th Grade) (2019) Sydenham College of Commerce and Economics, Mumbai

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