Kapil Panchal

Master in Business Administration (Finance) over 13 years experienced in Fraud Investigations, Internal Auditing, Risk Monitoring and Mitigation and Underwriting Risk in Insurance Sector which includes General Insurance and Life Insurance, seeking a challenging and rewarding opportunity in the Insurance / Banking Industry, which is in line with my academic background, professional experience.

To look after the fraud events to the organization- Whistleblower complaints, Financial Fraud, Litigation matter’s Investigation, Specific Investigation etc.

Monitor the operational transaction and identified the trends pertaining to the fraud activities.

Analysis of Fraud -Internal fraud, External fraud, and Intermediary Fraud.   

Establishing the fraud class and finding out the facts of fraud.

Field Investigations.

Risk based approach of identification of areas.

Personal Interviewing.

Mystery shopping and field verification. 

Final Investigation Report reviewing and Publication to key stake holders.

Vendor Management- Investigation agencies, field investigation agencies.

Ascertainment of class of fraud.

Co-ordination with the law enforcement agencies.

Co-ordination with another insurer.

Management Specific Assignment

Publication of quarterly dashboard to the Audit committee.

Analysis of audit observations.

Final investigation report preparation and publication.

Follow up for the closure.

Masters in Business Administration (Finance and International Business) from Maharshi Dayanand University, Rohtak, Haryana, INDIA (Passing Year 2009-2011), scored overall first division during my masters.