Mohammed Salman

Accomplished Credit Analyst from PFS Commerce Pvt Ltd, adept in fraud prevention and risk mitigation, leveraging advanced analytics to identify and counteract fraudulent activities. Skilled in transaction monitoring and team leadership, successfully trained staff in best practices, enhancing productivity. Excelled in cross-functional collaboration, significantly reducing chargeback losses through strategic risk analysis and customer engagement.

• Utilize advanced analytics and fraud detection tools to identify suspicious patterns and transactions.
• Conduct thorough investigations into suspected fraudulent activities, including transactional analysis, gathering evidence, and documenting findings.
• Monitoring transactions and activities of merchants to identify potential risks such as fraud, money laundering, or regulatory compliance issues.
• Investigating suspicious activities or transactions, analysing patterns, and taking appropriate actions such as freezing accounts or terminating merchant agreements when necessary.
• Reviewed transactions and receipts to identify any suspicious activity.
• Conducting due diligence on new merchant applicants, assessing their risk profiles, and making recommendations for approval or rejection.
• Compiled and organized evidence for use in legal proceedings.
• Analysed suspicious activities and identified various fraud types like order velocity, multiple changes in login details, etc; and created documentation reports.
• Coordinated risk mitigation efforts with other departments, conducted research to identify possible threats and minimize exposure to chargeback loss.
• Observed customer transactions to identify fraudulent activity such as account take-over, friendly fraud, theft and similar other risks.
• Investigation on Chargebacks, gathering evidence, documentation, representments, pre-arbitration.
• Interacted with banks and Clients to validate information and to confirm or cancel authorization of orders.
• Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
• Conducted KYC| CDD| EDD and PEP verification and validation.

Master of Commerce, Bangalore University                                 Bangalore, June 2017

Bachelor of Commerce, Bangalore University                              Bangalore, May 2015