Pranshu Pranshu

Credit Analyst with work experience of 1.7 year in lending services. Expertise in fund financing and subscription finance of multinational bank of the U.S. division. With education background of MBA (finance) and CA-IPCC Group 1 (Passed).

• Portfolio monitoring and performing operational risk review of large and medium corporate lending (Pension funds, Insurance, Health Services, C&I, Banks, and Private Equity).
• Reviewing and preparing brief credit report by including profile of the counterparty, key rating considerations, credit risk assessment, financial performance analysis and other financial ratios.
• Performing underwriting activities of credit memos like interim review, annual review, and ad-hoc review of borrowers/ merchants along with their obligations with the help of annual report, compliance certificate, and various tax return forms including 1120, 1065, 990, and 5500.
• Preparation of various financial models depending on the business requirement such as detailed projections, ratio's (financial covenants), working capital etc.
• Interacting with the onshore credit team and borrowers in case of any requirements and covenant breach.
• Assisting delivery lead and peers through quality checking, work allocation, and tracker preparation for meeting strict deadlines, and quick turnaround of ad-hoc requests.

PGDM/MBA (2022)- Finance from Apeejay School of Management.

Bachelor of Commerce (2019)- Delhi University

CA-Intermediate (Group 1)- Passed (2018)