Rajat Agrawal

Finance professional with 3+ years of experience in corporate banking, financial strategy, credit risk
management, and product implementation. Proven track record of leading cross-functional initiatives,
preparing high-quality financial analyses, and delivering strategic recommendations to senior
leadership. Skilled in product roadmaps, and cross-functional collaboration to deliver business growth,
client success, and operational excellence.

Relationship Manager – Corporate Banking | Multinational Corporate Group
ICICI Bank, Mumbai | Aug 2024 – Present
 Led financial analysis for multinational corporate clients, preparing Credit Monitoring
Assessments (CMA) and recommending fund & non-fund-based credit facilities (CC, OD, LC,
BG) worth ₹30 Cr plus.
 Conducted in-depth financial due diligence (P&L, Balance Sheet, Cash Flows, Ratios),
mitigating 100% of Early Warning Signals (EWS)
 Partnered with Risk, Treasury, and Compliance teams to strengthen credit frameworks, ensuring
100% adherence to RBI & internal policies of the Bank.
 Designed tailored supply chain finance solutions (factoring, payable/dealer financing), and
Treasury Solutions increasing client wallet share by 15%.
 Presented detailed credit appraisal notes and financial risk assessments to senior credit
committees, securing approvals for high-value working capital facilities.
Consultant (Business Analyst)
Oracle Financial Services Software, Bengaluru | Jul 2022 – Aug 2024
 Implemented Oracle Flexcube modules for African banking clients across lending, trade
finance, and payments, enhancing credit monitoring & business efficiency by 20%.
 Directed requirement gathering, BRDs, and FSDs (30+ documents), streamlining client system
 Designed & deployed EWS automation, reducing manual oversight by 30% and improving
proactive risk detection.
 Trained 400+ business users and led UAT cycles, ensuring seamless adoption of new features.

 PGDM (Finance), Welingkar Institute of Management, Mumbai – 79.1%, 2022
 B.Com (Hons.), Indraprastha University, Delhi– 90.4%, 2019