About Ravi Kiran:
My Name is Pyla.Raisaikiran I am a postgraduate I have a total of 4years of experience in sales
and credit manager experience
Experience
I am a credit sales manager at the LCV segment of Bajaj finance limited
I must prepare loan applications, evaluate clients' financial information and calculate risk ratios.
Check the customer KYC documents and review documentation for new customer accounts, evaluate high-risk accounts, and analyze new customer processes and policies.
- Review new customers' accounts and verify their identities & Asset the risk associated with the customer
- Ensure credit approvals are completed and maintained in compliance with policies
- Checking the customer's due diligence and monitoring the account to check for any suspicious activity. Evaluate credit risk for existing and potential customers
- To execute special schemes for festivals and conduct loan offers etc.
- To increase insurance penetration on total sales on a quarterly basis.
- We are ensuring that the company policy on recoveries is followed in line with state and federal regulations.
- Negotiating with customers in cases when non-payment occurs.
- I am implementing collection policies and procedures to avoid excessive outstanding credit.
Education
I done my post-graduation on computers science in 2017
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