saurav ghosh

BharatPe
Head of Data Science (2024 - Present)
Leading AI/ML across 5 business verticals with a team of 10+. Delivered AI-driven fraud prevention saving INR 200K/month, GenAI onboarding saving INR 3M annually, and churn models boosting revenue ~4x.

Paytm
Deputy General Manager - Data Science (2022 - 2024)
Led 7+ member Consumer Risk team. Redesigned credit scorecards driving ~2X consumer lending growth. Improved BNPL & personal loan models by 5-7%, and behavioral models boosted risk intervention effectiveness by 10-12%.

Deloitte
Associate Director - Data Science (2017 - 2021)
Managed 15+ member team; delivered GenAI and MLOps solutions generating INR 50M+ revenue. Improved telecom churn models by up to 15%, driving ~2X revenue lift through A/B experiments.

KPMG
Manager - Data Science (2013 - 2017)
Led 5-member team developing credit risk and pricing models with 3-5% improvements in prediction accuracy. Delivered dynamic pricing algorithms securing consulting for 5+ clients and reducing inventory costs by ~12%.

MetLife
Assistant Manager - Data Science (2011 - 2013)
Developed ML underwriting and lapse models enhancing risk prediction by ~3%. Reduced manual classification effort by 30% via customer feedback ML model.

MS In Computer Science