Swati Rao

An accomplished KYC Quality Checker with a diverse skill set and extensive experience in performing due diligence on remediation files, screening discounted hits on politically exposed persons (PEP), and handling special entity types like CIS SPV Guarantors. Proficient in conducting periodic reviews on Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) files, ensuring compliance with regulatory requirements. A trusted 4-eye quality checker responsible for meticulously verifying CDD and EDD files for both remediation and new client onboarding. Background in investment banking, particularly Hedge Funds, where I conducted thorough checks on investors and facilitated account opening. Additionally, proficient in reviewing and assessing existing customer files, including Customer Identification Program (CIP), Simplified Due Diligence (SDD), and CDD. Committed to upholding the highest standards of quality, accuracy, and regulatory compliance while contributing to seamless KYC processes and risk management in the financial sector.

In the case of remediation files, I examines existing client accounts or relationships that require updates or reevaluation due to changes in regulations, policies, or known risks. Also involves analyzing customer information, transaction history, legal documentation, and other relevant data to determine if any additional due diligence or actions are needed. Additionally, when it comes to new client onboarding- All necessary KYC procedures are followed when establishing relationships with new clients or customers. This includes verifying the identity of the individuals or entities, conducting risk assessments, and ensuring compliance with applicable laws and regulations.

Overall, Demonstrates expertise as a 4-eye quality checker responsible for maintaining the integrity and quality of the KYC process by conducting thorough reviews, identifying any potential red flags or risks, and ensuring compliance with regulatory requirements.


"Doing the right thing is more important than doing the thing right."
-Peter Drucker

● Conducted NCA/ NPE,Regular Review ,Know Your Customer (KYC), CDD where necessary EDD on all prospective clients, including Anti-Money Laundering (AML) & Adverse media, Sanctions PEP screening to identify risks for new and existing clients in compliance with CDD/KYC procedures. ● Proven knowledge of different Institutional and corporate client types across various jurisdictions including Corporates, PLC’s, SPV’s, Charities Parent Exchange. Experience in relation to EDD/PEP & high risk individuals. . ● Performed as an independent checker to ensure high quality standards are maintained in strict adherence with Bank’s Know Your Customer/Client Policy and Procedures. ● Provided assistance in identifying problem areas, fraud detection and risks associated with processes and making recommendations to improve the quality of KYC analyst file work. ● Review and corroborate KYC information submitted by RM, perform an independent review and risk rate customer in accordance with regulatory requirement Group AML/CFT policy and procedures. ●Ability to perform hands on tasks related to KYC and account opening (Including working with sales on information and documents, update system with relevant details, perform checks, validate & upload documents, manage pipeline for new accounts and KYC rolling review- KYC refresh. ●-Performing data quality review of Workstation KYCs for completeness, including ensuring all appropriate information is contained in the KYC to meet all regulatory, legal, bank and audit requirements

Jyoti Nivas College Autonomous / Masters of Business Administration June, 2018 - September, 2020, Bengaluru MBA in FINANCE & Marketing (2018-2020) Postgraduate management degree in finance management and in detailed study on accounts, risk management, bank management, etc. On the other hand, MBA in marketing gained insight on the market conditions, branding, role of Digital Marketing and customer management. Areas of specialization ● Finance/ Portfolio Management /Corporate Accounts ● Digital Marketing/Branding/Advertising 

Jyoti Nivas College Autonomous / Bachelor’s Degree June, 2015 - March, 2018, Bengaluru B.com (Tourism & Management (2015-2018) In-depth practical and theoretical knowledge in the field of administration and business management & Hospitality/Tourism Industry and upskill in the line of tourism, hotel management and related events businesses. Areas of specialization ● Management ● Tourism/Research ● Finance/Marketing