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Ghāziābād
Twinkle Sinha

Twinkle Sinha

Credit Operations Manager

Banking / Loans

Ghāziābād, Ghaziabad

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About Twinkle Sinha:

  • Evaluating potential customers’ creditworthiness
  • Maintaining detailed records of company loans
  • Approving or rejecting loan requests from customers
  • Calculating and setting loan interest rates
  • Negotiating loan terms with new customers

Experience

  • Should be able to create credit scoring models as a credit risk manager. 
  • Should ensure that all the loans given out should comply with the procedures and regulations. 
  • Should be able to keep track and record the loan payments and bad debts account. 
  • Should lookout for the company’s credibility and potential revenues and losses. 
  • Should be able to negotiate loan terms with new and potential clients. 
  • Following up on the clients for debt settlement and loan renewals. 
  • Should possess a bachelor’s degree in accounting, economics, banking, finance, or other related fields. 
  • Experience as a credit manager, credit analyst, or other similar roles. 
  • Should have experience with different accounting software. 
  • Should understand the lending procedures. 
  • Should possess analytical skills to evaluate and create financial spreadsheets. 

Education

  • Should be able to create credit scoring models as a credit risk manager. 
  • Should ensure that all the loans given out should comply with the procedures and regulations. 
  • Should be able to keep track and record the loan payments and bad debts account. 
  • Should lookout for the company’s credibility and potential revenues and losses. 
  • Should be able to negotiate loan terms with new and potential clients. 
  • Following up on the clients for debt settlement and loan renewals. 
  • Should possess a bachelor’s degree in accounting, economics, banking, finance, or other related fields. 
  • Experience as a credit manager, credit analyst, or other similar roles. 
  • Should have experience with different accounting software. 
  • Should understand the lending procedures. 
  • Should possess analytical skills to evaluate and create financial spreadsheets. 

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