Associate Relationship Manager - Kolkata, India - iimjobs

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    iimjobs Kolkata, India

    1 week ago

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    Full time
    Description
    Associate Relationship Manager - Commercial Banking | Kolkata | Bank


    Job Description:

    Job Title :
    Assistant Relationship Manager - Commercial Banking

    Grade:
    Manager / Senior Manager


    Department:
    Corporate Banking


    Location:
    Ahmedabad - Zonal Office Viva branch

    Eligible Grade :
    Mgr / SM

    Reporting To:
    Relationship Manager - Corporate Banking

    A


    Position Purpose:

    • To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.
    B


    Position Responsibilities:
    Sr


    Key Responsibilities:

    • Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base
    • Support in coverage of clients with revenues in excess of Rs.200 Crs CR
    • Credit analysis, risk identification, credit presentation (credit memo)
    • Delivery of banking solutions in collaboration with other parts of the bank
    • Work with product and support teams under the guidance of RM to ensure seamless credit delivery
    C


    Qualifications and Experience Requirement:

    Qualifications:
    Essential MBA from premier campus / CA

    Experience:
    Essential 4 to 6 Years

    D


    Competency Requirements:
    a


    Technical Skills:

    Skill Attribute:

    Business Analysis :
    Credit writing skills with comprehensive coverage of all risk related issues

    • Ability to spot new business opportunities;
    • Interaction with clients;
    • Strong communication skills verbal, and written (including report writing, presentations, etc);

    Knowledge Working knowledge of:

    • Client business including working capital cycle and growth requirements;
    • Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;
    • Banking products and procedures;
    • Documentation
    b


    Behavioural Skills:

    Skill Attribute:

    Behavioural Skills :
    Self-Driven and Proactive

    • High level ownership & Accountability
    • Analytical Thinking
    • Team Work
    • Excellent communication skills
    • Capability to handle interaction with senior management of clients and other external partners
    • Problem Solving