Commercial Banking Portfolio Manager - Hyderabad

Job summary

Wells Fargo is seeking a Commercial Banking Portfolio manager to research complex credit investigations and diverse credit information for loans, identify opportunity for process improvements, and present recommendations for resolving complex situations.

Responsibilities

• Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.
• Perform market research using various third party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance.
• Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
• Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.

Qualifications

• 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
• 2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class).

Skills

• Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
• Good knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis.
• Working experience with Moody's Risk Analytics would be a plus.

Desired requirements

• Excellent communication skills, with special focus on business writing skills for credit reports.
• Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.

Job description