Associate/AVP - Corporate Credit Risk (4-10 yrs) - Mumbai, India - iimjobs

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    Full time
    Description

    Position Specifications:
    Job location - Mumbai Powai

    Experience years in corporate credit analysis

    Qualification - Chartered Accountant, PGDM / MBA from top-tier Colleges


    Role & Responsibilities:

    • Manage a portfolio of corporate clients
    • Undertake periodic credit analysis of existing corporate clients which includes assessment of business, management and financial profiles.
    • Support the team in initial credit related due diligence for prospective trading clients by undertaking comprehensive credit risk assessment and assigning ratings
    • Track various market movements and sector level developments, which are relevant to the performance of corporate counterparties and their risk profile
    • Manage counterparty exposures within set credit limits and investigate exposure movements
    • Support daytoday trade approval process with accurate and timely responses
    • Participate in periodic stress testing exercises, investigating exposure movements in stress scenarios
    • Provide credit terms for legal documentation and participate in the overall legal negotiation process
    • Understand internal credit policies and ensure compliance of existing work streams with the relevant policies.
    • Provide support in other adhoc projects that are undertaken by the team, for example scorecard development, sector reviews, data aggregation and validation etc.

    Mind Set:

    • At least 4 years' experience in assigning credit ratings to corporates, across sectors
    • Strong analytical skills with a good eye for detail, ability to multitask
    • Excellent report writing and verbal communication skills. Should be at ease in communicating with onshore credit team, clients and Front Office
    • Ability to perform efficiently and produce high quality work under tight deadlines Prior team management experience is a must
    • Good understanding of derivative trades, credit exposure and legal documentation is desirable, should have the aptitude to learn derivatives if no knowledge or prior experience
    • Prior experience in independently managing projects and leading global calls will be an added advantage