Credit Officer, NCT - Cuddalore

Job summary

In Scope of Position based Promotions INTERNAL only Job Title Credit Officer NCT Location Mumbai India Role Description Risk division has a fundamental responsibility to protect the Bank With group-wide responsibility for the management and control of credit market operational and reputational risks we have a unique vantage point which allows us a holistic view of our businesses and our clients Nearly 4 000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation In an increasingly complex environment risk management is fast-becoming the most sought after place to build a career within the banking world Risk at Deutsche Bank is relied upon to help shape the strategy of the organisation and the wider industry agenda The Global Credit Analytics Function GCAF is entrusted with the work of assigning surveillance Probability of Default Rating Corporate Institutional counterparties Bank As part of Risks transformation journey GCAF is bringing Credit documentation its purview requires strong analysts handle same What we ll offer you As part of flexible scheme here are just some benefits enjoy Best class leave policy Gender neutral parental leaves 100 reimbursement under childcare assistance benefit gender neutral Sponsorship Industry relevant certifications education Employee Assistance Program you family members Comprehensive Hospitalization Insurance dependents Accident Term life Insurance Complementary Health screening yrs above Your key responsibilities Undertake accurate timely credit analysis counterparties including Corporates FIs identifying business financial risk understanding business model financial statement analysis preparing cash flow model forecast peer analysis Write Rating reports credit reviewsanalysis recommendation Senior members approval Active participation Live trades onshore credit officers KCP understanding trade dynamics providing your recommendation completing credit write-ups Addendum same On-going monitoring surveillance assigned international portfolios rating changes marketindustry developments news events assessing impact worthiness counterparty keeping DBs exposure mind Understand various banking products Trade Finance Derivatives Support KCP appropriate checks inclusion credit reviews Monitoring limitsexposure Updating Limit amendments creditsystem Exposure monitoring timely clearance Excess tickets Timely monitoring covenants regular discussion with KCPs Manage own portfolio assist senior decision makers informed decisions recommendations Interface directly across Credit officers other stakeholders ensure complete understanding DBs exposure timely completion Reviews Ad-hoc projects related portfolio exercises industryregional exercise regulatory developments sector notes audit exercises support onshore KCPs business strategies Ensure compliance local global regulatory policy requirements Your skills experience Relevant professional qualifications MSc MA MBA CA CFA etc Relevant work experience incredit underwriting Strong analytical knowledge financial markets economicindustry trends Strong accounting background knowledge financial ratios statement analysis cash projections project finance How well support Training development excel career Coaching experts team Culture continuous learning aid progression Range flexible benefits tailor needs About teams Please visit company website further information We strive culture empowered excel day includes acting responsibly thinking commercially taking initiative working collaboratively Together share celebrate successes people Together Deutsche Group welcome applications all people promote positive fair inclusive environment>

Job description