Asset & Wealth Management - Private Bank Lending, Underwriting - Analyst - Bengaluru / Bangalore - Goldman Sachs

    Goldman Sachs
    Goldman Sachs Bengaluru / Bangalore

    11 hours ago

    Full time
    Description

    Private Lending Underwriting (PLU), based in Bengaluru, is primarily responsible for the underwriting of loans to GS Private Wealth Management (PWM) clients. In this capacity, PLU assesses, underwrites, documents, and monitors the credit and business risks incurred in loan transactions. The underwriting process includes a thorough analysis of the borrower's financial condition, assessment of any collateral securing the loan, identification of risks and mitigants, among other items. Types of loans underwritten include commercial real estate, GS and third-party private equity/hedge funds (including co-invest facilities), aircraft, fine art, hobby properties, private company stock, yachts, marketable securities, etc.

    PLU also ensures that the underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented. In addition, PLU participates in various business-related initiatives, such as new product development and systems/operational enhancements.

    Private Lending is a part of GS Private Bank (PB), which is a business initiative of Goldman Sachs. PLU employees are employees of Goldman Sachs Bank USA.  

    How you will fulfill your potential 

    Evaluate all risk and economic implications of transactions, using strong analytical and technical skills

    • Work closely with the Regional Lending Team to advise and develop solutions for clients that meet their needs and remain within acceptable risk parameters for the Bank
    • Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting process and with the standards prescribed in the Product Lending Guides
    • Document the loan structure and analysis for credit approval and file documentation purposes
    • Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction 
    • Confirm compliance with all covenant and collateral monitoring procedures
    • Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner
    • Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA's loan portfolio as requested
    • Foster strong communication with Regional Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnel

    Skills and experience we are looking for 

    • MBA
    • CPA or CFA a plus
    • years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role)
    • Relevant work experience in commercial banking and/or private banking underwriting or credit roles
    • Key skills include detailed knowledge of financial accounting, analysis, and modeling
    • Excellent communication skills, both oral and written
    • Strong project management, multi-tasking, and work organization skills
    • Flexible, personable, confident, and self-motivated while focusing on being a team player
    • Desire to be part of a dynamic and growing business
    • No licensing required for this role

  • Work in company

    Analyst - Underwriting

    Only for registered members

    Become an Analyst - Underwriting for Firstsource Solutions in Bengaluru. · We are looking for a candidate with 3+ years of US mortgage underwriting experience.The ideal candidate should be well-versed with FNMA and FHLMC guidelines. · ...

    Bengaluru

    1 month ago

  • Work in company

    Underwriting Analyst

    Only for registered members

    The position of Underwriting Analyst is responsible for supporting the underwriting and closing of commercial real estate loans. · ...

    Bengaluru, Gurugram, Hyderabad

    2 weeks ago

  • Work in company

    Credit & Underwriting Analyst

    Only for registered members

    This full-time on-site role of Credit & Underwriting Analyst involves conducting detailed credit assessments analyzing financial statements assessing the creditworthiness of businesses.The Credit & Underwriting Analyst will also be responsible for preparing financial models monit ...

    Bengaluru

    3 weeks ago

  • Work in company

    Pre-Underwriting Analyst

    Only for registered members

    · Company Description · Are you up to the challenge of working directly with the Executive leadership of a US NASDAQ company on developing and organizing the financial strategy for different lines of business? If yes, keep reading  · At Altisource (NASDAQ: ASPS) we build world-c ...

    Bengaluru, Karnataka, India

    1 week ago

  • Work in company Remote job

    Pre underwriting Analyst

    Only for registered members

    The role involves overseeing mortgage application processing, managing documentation, verifying information and ensuring timely completion of necessary steps. · Responsibilities include staying updated with federal and state regulations to ensure legal requirements are met, · and ...

    Bengaluru

    1 month ago

  • Work in company

    Pre-Underwriting Analyst

    Only for registered members

    We are seeking a Pre-Underwriting Analyst to join our team at Altisource. As a Pre-Underwriting Analyst, you will conduct thorough reviews of construction documents to prepare detailed recommendation reports and highlight missing information. · ...

    Bengaluru, KA, India

    1 month ago

  • Work in company

    Senior Specialty Underwriting Analyst

    Only for registered members

    We are looking for a Senior Specialty Underwriting Analyst to join our dynamic team at Swiss Re. · Develop and enhance specialty costing/pricing tools in collaboration with actuarial and tools teams · ,Create and refine costing processes for Specialty... · ...

    Bengaluru, Karnataka

    1 month ago

  • Work in company

    Senior Specialty Underwriting Analyst

    Only for registered members

    Join our dynamic team at Swiss Re, where your analytical expertise will drive transformation in how we evaluate and price specialty risks. · Develop and enhance specialty costing/pricing tools in collaboration with actuarial and tools teamsCreate and refine costing processes for ...

    Bengaluru

    1 month ago

  • Work in company

    Senior Specialty Underwriting Analyst

    Only for registered members

    Join our dynamic team at Swiss Re, where your skills in underwriting analysis will drive transformation in how we evaluate and price specialty risks. This role offers a unique opportunity to blend technical prowess with business acumen in a global, collaborative environment that ...

    Bangalore, KA, IN

    1 month ago

  • Work in company

    Private Lending Underwriting Analyst

    Only for registered members

    Wealth Management Across Wealth Management Goldman Sachs helps empower clients and customers around the world to reach their financial goals Our advisor-led wealth management businesses provide financial planning investment management banking and comprehensive advice to a wide ra ...

    Bengaluru, Karnataka, India

    1 month ago

  • Work in company

    Fac Underwriting Analyst II

    Only for registered members

    We are looking for candidates who meet these requirements:Bachelor's degree in finance, Engineering, insurance or related field. · At least 2-3 years of experience in the Insurance and Reinsurance industry with strong focus on catastrophe modeling pricing support or risk analysis ...

    Bengaluru, Karnataka

    1 month ago

  • Work in company

    Pre-Underwriting Analyst, Granite

    Only for registered members

    · Company Description · Are you up to the challenge of working directly with the Executive leadership of a US NASDAQ company on developing and organizing the financial strategy for different lines of business? If yes, keep reading  · At Altisource (NASDAQ: ASPS) we build world-c ...

    Bengaluru, Karnataka, India

    1 week ago

  • Work in company

    Fac Underwriting Analyst II

    Only for registered members

    About The Role · Are you a candidate with a strong experience in Facultative re/insurance industry? Are you looking forward to work closely with the Regional facultative underwriter to support them in Pre-underwriting activities and simple and Lean costing. If yes, here is your o ...

    Bengaluru

    2 days ago

  • Work in company

    Private Lending Underwriting Analyst

    Only for registered members

    We are looking for a Private Lending Underwriting Analyst to join our team in Bengaluru. · ...

    Bengaluru, Karnataka, India

    1 month ago

  • Work in company

    Lead Risk Analyst Commercial Risk Analyst Underwriting

    Only for registered members

    Roles and Responsibility · Conduct thorough risk assessments and analyses to identify potential risks and opportunities. · Develop and maintain comprehensive risk models and frameworks to support business decisions. · Collaborate with cross-functional teams to develop and impleme ...

    Bengaluru

    3 days ago

  • Work in company

    Walk In Interview For Pre Underwriting/UW Analyst/Sr. Analyst

    Only for registered members

    We are seeking talented individuals like you to join our dynamic team. · Skill Set Required: Pre Underwriting and Loan OriginationExperience: Minimum 1.5+ Years for the above skill set ...

    Bengaluru

    3 weeks ago

  • Work in company

    Senior Business Analyst-- Life Insurance Underwriting

    Only for registered members

    Strong knowledge of Life Insurance products and deep understanding of the life insurance process quote policy issuance finance claims. Expertise in any one of the processes is a must. · ...

    Bengaluru

    3 weeks ago

  • Work in company

    Senior Business Analyst-- Life Insurance Underwriting

    Only for registered members

    The job requires strong knowledge of life insurance products and processes. · Liaise with the internal business team and external partners to ensure mutual understanding of processes and applications. · Requirement elicitation and system solution designing. · ...

    Bengaluru, Karnataka

    3 weeks ago

  • Wealth Management Across Wealth Management Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning investment management banking and comprehensive advice to a wide r ...

    Bengaluru, Karnataka

    1 month ago

  • We are looking for an [Analyst or Associate] to join the Private Bank Deposits Team. New joiner will be an integral part of team responsible for daily management of the PB deposits business including deposit pricing and risk analytics, marketing the product and special promotions ...

    Bengaluru / Bangalore Full time

    11 hours ago

  • +Wealth Management Across Wealth Management, · Goldman Sachs helps empower clients and customers around the world to reach their financial goals.+Evaluate all risk and economic implications of transactions, · using strong analytical and technical skillsWork closely with the Regio ...

    Bengaluru, Karnataka

    1 month ago

Jobs
>
Bengaluru