Head of Risk: Business Aligned - Mumbai, India - 0784 Deutsche Bank Aktiengesellschaft, Filiale Mumbai

    0784 Deutsche Bank Aktiengesellschaft, Filiale Mumbai
    0784 Deutsche Bank Aktiengesellschaft, Filiale Mumbai Mumbai, India

    1 week ago

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    Full time
    Description

    Description

    :

    Job Title: Head of Risk: Business Aligned

    Location : Mumbai Nirlon Knowledge Pk B1

  • To lead the India CRM team effectively for achievement of the CRM mandates on all lending products.
  • To ensure effective people management through identification of talent and providing growth opportunities.
  • To liaise with Group CRM and other Risk Management functions to ensure compliance to the German law and practices for the India business.
  • To ensure positive contribution to overall achievement of IPB goals by working in alignment with the business.
  • To ensure smooth handling of the credit appraisal process and controls while ensuring compliance with the documented norms.
  • What we'll offer you

    As part of our flexible scheme, here are just some of the benefits that you'll enjoy

  • Best in class leave policy
  • Gender neutral parental leaves
  • 100% reimbursement under child care assistance benefit (gender neutral)
  • Flexible working arrangements
  • Sponsorship for Industry relevant certifications and education
  • Employee Assistance Program for you and your family members
  • Comprehensive Hospitalization Insurance for you and your dependents
  • Accident and Term life Insurance
  • Complementary Health screening for 35 yrs. and above
  • Position Specific Responsibilities and Accountabilities:

    Managerial Accountability

  • To provide strategic direction to the build up of the CRM PBC team in India through effective goal setting and defining ground rules for team performance.
  • To build a talented team of professionals to help business build up in alignment with CRM thought.
  • To review the policies, procedures and processes with direct reports on products and systems on an ongoing basis to ensure that the same is being done in an efficient manner.
  • To identify and nurture talent within the CRM team for team career growth.
  • Integrate, train and motivate new team members to adopt group norms and work towards creating a Greenfield CRM Organisation.
  • Develop and grow human capital in line with business ambitions and growth plans
  • Continued focus and appreciation of learning other aspects / functions of the business within the team.
  • Ensure ongoing hiring, job sizing, training and career growth opportunities for the people in the unit with HR support
  • Financial Accountability

  • Ensure achievement of NCL, Provisions and Costs as per the budget for the region.
  • Actively seek and maximise cost savings.
  • Manage work flow for reducing the agency costs across the region
  • Operational Accountability

  • Responsible for maintaining the quality of the portfolio to ensure that the risk costs are at a minimum
  • Devise policies that are in line with the Banks' Risk appetite and conducive to aid quality portfolio
  • To set and follow processes diligently so as to minimize audit comments viz. Group audit, internal quality assurance and concurrent audit, regulatory audit etc.
  • People Management:

  • Support and guide the CRM team pan India on the policy and process
  • Mentor the team in maintaining adherence to the policy while at the same time maintaining acceptable turnaround times
  • Be a role model interms of integrity since the role requires diligence and integrity of the highest order
  • Experience/ Exposure:

  • Minimum 15-18 years of relevant industry experience
  • Exposure to retail asset products is a must
  • Must have prior experience in managing large internal teams
  • Education/ Qualifications:

  • CA/ MBA /Post Graduate preferably in Finance
  • How we'll support you

  • Training and development to help you excel in your career
  • Flexible working to assist you balance your personal priorities
  • Coaching and support from experts in your team
  • A culture of continuous learning to aid progression
  • A range of flexible benefits that you can tailor to suit your needs