- supporting the FAM/GAM in preparing for Client discussions with respect to Climate Risk Questionnaire and Data gathering to enable accurate and informed assessments.
- proposing means for addressing "Risk Triggers" raised as part of the previous reviews.
- the role extends to analysing the portfolio across industry / geography as may be the focus from time to time
- Timely drafting of Climate Risk Questionnaire and Assessment in line with defined KPI's.
- Analyse the dynamics and nature of the Client's industry, including key Climate Risk aspects
- Analyse the management strength, experience and track record and corporate governance and Climate Risk disclosures
- Articulation of the Client's Climate Risk strategy and an assessment of its clarity and associated execution risks
- Assessment of clients current Climate Risk score, their past performance in meeting Climate related commitments and their future execution plans
- Assessment of other pertinent risk aspects associated with Climate change, including country risk, parental and/or governmental linkage/support or policies.
- Completion of Climate Risk components of the Group Mandate/BCA (including relevant attachments) as required by agreed Climate Policies and Standards (including country specific regulatory checklist where applicable)
- Mmaintenance of static data of clients Asset locations, LEID to TC_UID mapping of new clients, modeling inputs and outputs etc.
- Testing and Monitoring CaRT related to Climate Risk
- Reporting on operational metrics, engaged in MI reporting and regulatory reporting
- Seek applicable pre-approval endorsements as per defined Operating Model
- Support Climate Analyst Team Lead and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the team's activities
- Continually strive to share key relevant knowledge and learnings with others across the team
- Provide Climate Risk specific coaching to newer or less experienced members of the team
- GAMs, RAMs, FAMs
- Credit Analyst/Heads (Country / Region)
- Climate Risk (Global)
- Product partners
- CDD, where relevant
- Legal, Audit and Compliance, where relevant
- Operations, where relevant
- Clients
- Rating Agencies
- Market Data Services providers
- Analytical strength – to spot emerging risks, in particular forward-looking industry trends.
- Gravitas and communication – to engage with Relationship Managers, Clients and Management alike have the ability to challenge in a constructive manner.
- Collaborative – to work in partnership with stakeholders to 'get things done', fulfilling the Job Purpose.
- Chinese Language translator (Document translator from Chinese to English). (Preferred)s
- Minimum of 2+ years' relevant experience gained either in banking under risk profile or credit or climate risk
- Strong analytical ability, focused on the assessment and calibration of Climate Risk
- Experience in checker role would be an asset
- Strong ability to provide meaningful and constructive feedback based on policy or guidance requirements
- Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment
- Able to hold credible dialogue at all levels of the organisation, as well as with clients
- Well organized, able to multi-task and balance competing demands
- Can work in a collaborative environment, a faster learner and demonstrates a "can do" attitude.
- Graduates / Graduate calibre
- Sound knowledge of Risk and financial principles gained by qualification
- Relevant language skills advantageous, but not required
- Complete internationally recognised Climate Change Certification or internal equivalent within 6 months of start date or upon availability (if not available in this timeframe)
- ESG regulations
- Knowledge in climate related financial risks
- Climate Models
Junior Climate Analyst - Bengaluru, India - Standard Chartered Bank
Description
RESPONSIBILITIES
Business - To provide insightful, relevant, succinct, and timely (see below) Climate Risk analysis of a portfolio of SCB's clients (current or prospective).
This includes responsibility for
Insightful: Attuned to the needs of two audiences – Client Coverage and Risk. The Climate Risk analysis should provide a current and forward-looking focused opinion on the Clients engagement and participation in the Climate Change agenda, considering the industry / geographic context together with a calibrated articulation of key Climate related risks and potential mitigants thereto.
Relevant: As well as a holistic counterparty assessment, analysis should comment on elements relevant to SCB's own Climate priorities "High emitting Sectors" to allow the FAM/GAM to engage with the clients effectively.
Succinct: While always providing sufficient granularity to substantiate its conclusions and observations, the analysis should present opinion in as structured and succinct a manner as is practical
Timely: While focused on the prescribed annual review cycle, analysis will also be required where material new trigger events are being considered aligned to policies and standards. In addition, more summary analysis should be produced and disseminated quickly, where relevant
To support BCA submission, it will involve the following:
Timely production of the Climate Risk Questionnaire (CRQ) and the associated Climate Risk Assessment (CRA) for inclusion into the BCA (where in scope)
Active partnership with Client Coverage (Credit Analysts) in completion of Risk Profile, as well as proposed Covenants and Risk Triggers related to Climate Risk
Whilst the overall accountability for consistency and coherence of the complete BCA package submitted to Risk will rest with Credit Analysis, the Climate Risk Team be responsible for addressing and/or responding to any questions or queries from Credit Officers with respect to Climate Risk.
Processes
People & Talent
Regulatory & Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Lead to achieve the outcomes set out in the Bank's Conduct Principles
Key Stakeholders
External Relationships:
Our Ideal Candidate
Key Requirements:
Experience & Skills:
Educational Qualification
Role Specific Technical Competencies