Associate Director, Relationship Manager, ME - Kolkata, India - Standard Chartered Bank

    Standard Chartered Bank background
    Full time
    Description

    Role Responsibilities

    Job Role

    This role is responsible for managing Hyderabad Center for Business Banking Medium Enterprise, SCB India looking after both the existing portfolio of clients and also acquiring new business to grow the ME Business In Hyderabad, by managing a team of RMs and Service Managers.

    Key Responsibilities

  • Responsible for onboarding new clients through various avenues including Agri NTB accounts.
  • Meeting existing clients, managing their requirements and servicing them doing complete portfolio monitoring also.
  • Generating leads from them, meeting CA, Consultants etc can provide output.
  • Understanding the client needs and providing solutions to them so that the purpose is also solved and revenue part is also taken care.
  • Maintaining quality of the existing portfolio by checking the health of the account on periodic basis.
  • Any suspicious activity / alert in the account should be immediately identified and discussed amongst the team for taking future action.
  • Sales Discipline: Timely and accurate account plans, timely updation of NTB and pipeline, and call reports.
  • Delivery on RORWA commitments made whilst approving.
  • Achieving assigned full year objectives as per annual P3 document.
  • Provide Job Summary to give an overview of the role. It is primarily used when advertising the role internally and externally during hiring.

    Processes

  • Ensure adherence to all internal and external regulations.
  • To embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management and Operational Risk Management Assurance.
  • Risk Management

  • Monitor all major risk issues and concentrations. Where appropriate, direct remedial action and / or ensure adequate reporting to Risk Committees.
  • Governance

  • Promote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the business.
  • Regulatory and Business Conduct

  • Display exemplary conduct and live by the Group's Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead the work to achieve the outcomes set out in the Bank's Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Key Stakeholders

    Internal

  • Credit Risk
  • RM team
  • Credit Analysts
  • CRC
  • Trade Operations
  • Audit
  • Branches and PVB
  • External

  • As and when necessary
  • Our Ideal Candidate

  • MBA finance, or Chartered Accountant or similar qualification specialising in Finance and Credit Analysis.
  • Role Specific Technical Competencies

  • Credit Analysis
  • Customer Focus and Selling skills
  • Problem solving
  • Team work and collaboration
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