Strategist For Credit And Financial Performance - Mumbai - beBeeRiskAssessment

    beBeeRiskAssessment
    beBeeRiskAssessment Mumbai

    1 week ago

    Job title: Credit & Risk Strategist - B2C FinTech

    Description

    About the Role

    We're building a cutting-edge personal loan app and seeking an expert Credit & Risk Strategist to help us scale our platform while minimizing delinquencies.

    Key Responsibilities


    • Develop and refine credit strategies for short-tenure, small-ticket unsecured personal loans;

    • Collaborate with Data Science to enhance decision engines, scorecards, rules, and real-time underwriting models;

    • Create nuanced risk segmentation using behavior data, device signals, bureau information, fraud patterns, and portfolio trends;

    • Analyze bounce rates, roll rates, early-bucket trends, and cohort behavior to identify segments driving delinquencies;

    • Present clear insights to Collections teams to boost pre-due and early DPD performance and improve cure rates;

    • Closely monitor vintages, cohorts, and DPD curves to continually iterate policies, limits, and approval logic;

    • /li>Strengthen fraud detection systems,&fraud prevention processes.

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