Credit Executive - Kolkata, West Bengal

Only for registered members Kolkata, West Bengal, India

15 hours ago

Default job background
₹350,000 - ₹700,000 (INR) per year *
* This salary range is an estimation made by beBee
Company Description · Paisa108 is a dynamic fintech company revolutionizing access to credit in India through innovative digital lending solutions. Focused on serving underserved customer segments, we leverage technology-driven processes to simplify financial services. By bridgin ...
Job description

Company Description

Paisa108 is a dynamic fintech company revolutionizing access to credit in India through innovative digital lending solutions. Focused on serving underserved customer segments, we leverage technology-driven processes to simplify financial services. By bridging the credit gap, Paisa108 plays a pivotal role in empowering individuals and businesses. Join Paisa108 to be a part of a fast-growing team that prioritizes financial inclusion and technology innovation.

Job Title
: Credit Executive

Location
: Kolkata (On-site)

Employment Type
:
Full Time

Key Responsibilities
:-

Requirements: We are a fast-growing Fintech startup looking for a disciplined Credit Executive to join our risk management team. You will be responsible for evaluating loan applications, assessing the creditworthiness of applicants, and ensuring our lending portfolio remains healthy.


• Credit Appraisal: Reviewing applicant profiles, KYC documents, and financial statements


• Risk Assessment: Analyzing credit bureau reports (CIBIL, Experian) and bank statements to determine repayment capacity.


• Data Verification: Verifying the authenticity of documents provided by customers.


• Policy Compliance: Ensuring all approvals align with the company's internal credit policy and RBI guidelines.


• Decisioning: Recommending approvals, rejections, or credit limit adjustments based on analysis.

Experience
: 1–3 years specifically in a Credit Department (Fintech).

Technical Skills
: Proficiency in Excel and familiarity with LOS (Loan Origination Systems).

Education
: Graduate in Commerce, Finance.



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