Credit Executive - Kolkata, West Bengal
15 hours ago

Job description
Company Description
Paisa108 is a dynamic fintech company revolutionizing access to credit in India through innovative digital lending solutions. Focused on serving underserved customer segments, we leverage technology-driven processes to simplify financial services. By bridging the credit gap, Paisa108 plays a pivotal role in empowering individuals and businesses. Join Paisa108 to be a part of a fast-growing team that prioritizes financial inclusion and technology innovation.
Job Title
: Credit Executive
Location
: Kolkata (On-site)
Employment Type
:
Full Time
Key Responsibilities
:-
Requirements: We are a fast-growing Fintech startup looking for a disciplined Credit Executive to join our risk management team. You will be responsible for evaluating loan applications, assessing the creditworthiness of applicants, and ensuring our lending portfolio remains healthy.
• Credit Appraisal: Reviewing applicant profiles, KYC documents, and financial statements
• Risk Assessment: Analyzing credit bureau reports (CIBIL, Experian) and bank statements to determine repayment capacity.
• Data Verification: Verifying the authenticity of documents provided by customers.
• Policy Compliance: Ensuring all approvals align with the company's internal credit policy and RBI guidelines.
• Decisioning: Recommending approvals, rejections, or credit limit adjustments based on analysis.
Experience
: 1–3 years specifically in a Credit Department (Fintech).
Technical Skills
: Proficiency in Excel and familiarity with LOS (Loan Origination Systems).
Education
: Graduate in Commerce, Finance.
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