Area Credit Manager/ Cluster credit manager - Bengaluru, India - Ekani Management Services Pvt Ltd

    Ekani Management Services Pvt Ltd
    Ekani Management Services Pvt Ltd Bengaluru, India

    1 week ago

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    Full time
    Description

    AREA CREDIT MANAGER

    • Minimum 6 to 8 yrs of experience in credit
    • Salary 5 LPA to 7 LPA
    • Number of position : 4
    • kannada, telugu, tamil, marathi
    • preferred :- Immediate Joiner
    • Location :- Bangalore

    CLUSTER CREDIT MANAGER

    • Minimum :- 4 TO 6 yrs of experience in credit
    • Salary :- 4 LPA to 5.5 LPA
    • Number of position : 4
    • kannada, telugu, tamil, marathi
    • preferred :- Immediate Joiner
    • Location :- Bangalore

    Credit Manager responsibilities include:

    Researching and evaluating clients creditworthiness

    Creating credit scoring models to predict risks

    Approving or rejecting loan requests, based on credibility and potential revenues and losses

    Job brief

    We are looking for a Credit Manager to oversee our companys lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.

    Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.Ultimately, you will help us minimize bad debts and increase revenues from loans.

    Responsibilities

    Research and evaluate clients creditworthiness

    Create credit scoring models to predict risks

    Approve or reject loan requests, based on credibility and potential revenues and losses

    Calculate and set interest rates

    Negotiate loan terms with clients

    Monitor payments

    Maintain records of loan applications

    Follow up with clients to manage debt settlements and loan renewals

    Ensure all lending procedures comply with regulations

    Develop, review and update our companys credit policies

    Requirements and skills

    Proven work experience as a Credit Manager, Credit Analyst or similar role

    Hands-on experience with accounting software

    Solid understanding of lending procedures

    Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)

    Negotiation skills