B2B Credit Underwriting Analyst - Mumbai, India - PeopleGene

Description

About the Role:

• Design, analyse, monitor credit risk strategies for B2B loan products such as EV Financing
• Understand existing underwriting rules, strategies and replicate them in business rules
• Collaborate across other risk functions (example - technology, product, etc.) to implement the
• analytical decisions
• Develop, maintain and improve risk policies, strategies, processes and procedures
• Utilize application, bank and bureau information to derive business insights
• Tracking of risk and delinquency metrics for portfolios.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.

Good to have:

• Prior 3-7 years in Credit Underwriting for Banks, NBFCs, EV Financing
• Working knowledge of Excel for preparation of Financial Models
• CA / MBA
• Experience in credit underwriting & portfolio management (SME sector is a plus)
• Knowledge of Banking / Financial Services Industry with preference in lending space
• Ability to create recommendations and insights from data for developing risk strategy
• Experience with creating and utilizing credit risk data using internal and third party data (Bureau, 3rd part APIs.)
• Ability to design the right KPIs for measuring strategy success
• Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria
• Ability to communicate and present the results to business stakeholders