Branch Credit Manager Dindugal - Dindigul, India - Kaarlo Training & HR Solutions Pvt. Ltd.

Description

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
Verifying the promoter's track record & ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Requirements

Credit Decisions
Take sound lending decisions based on available information & interactions with the applicants.
Manage credit quality and control delinquencies, frauds.
Monitoring Performance
Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration
Employee Productivity

Benefits

Salary:
up to 5.5LPA


Location :
Batlagundu