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- Review & evaluate all the credit proposals (Retail + Corporate) as per Banks policy and present the proposal to Head Credit Risk.
- Preparing risk cover sheet highlighting all credit relevant points.
- Monitoring of loan account, checking loan documents & timely preparing various MIS reports.
- Supervising, controlling delinquency & credit loss.
- Ensure completeness of credit documentation in accordance with approved terms and conditions.
- Conduct periodic reviews/monitoring of the portfolio to maintain credit quality.
- Maintain appropriate records for ensuring completion of Annual reviews in a timely manner.
- Preparing monthly reports related to India portfolio & presenting it to ICC / RMC.
- Updating industry portfolio & presenting to RMC.
- Preparing / reviewing credit related policy & submitting to India Management Committee for review.
- Assisting RBI/HO/statutory Auditors in smooth conduct of audit.
- Interact regularly with other officers of the branch to be well informed of the activities in the account and alert Head of consumer banking in case of any concern.
- Qualified CA / MBA Finance with 3-5 years' experience in Banking with minimum 3 years of experience in Retail home loans risk area.
- Good interpersonal skills, communication skills both written and oral and a pleasing personality.
Credit Risk Analyst - Mumbai, India - DOHA BANK
Description
Purpose of Job:
Appraising Consumer Banking and Corporate banking proposal which includes Retail home loans, Loan against property, small ticket SME loans & large corporate loans. It involves conducting risk analysis by scrutinizing relevant loan documents, client meet, analyzing financials and ensuring compliance as per bank's credit policies.
Main duties:
Essential Qualification/Experience Required: