Principal - Performing Credit - Mumbai, India - Virtuous Advisors & Resources Private Ltd (Virtuous Resources)

Description

Job Purpose:

We are seeking a dynamic and experienced individual to join our team in the

role of Principal for our Private Credit division. This position offers a unique

opportunity to contribute to our investment strategy and manage a portfolio of

private credit investments. The ideal candidate will have a strong background in

credit analysis, deal structuring, and portfolio management. The candidate

should have mandatory experience in Structured Finance with AIFs, Private

Credit Funds or NBFCs in high yield credit.

Key Responsibilities:

1. Origination: Identify and evaluate investment opportunities in

the performing credit market, including direct lending, mezzanine

financing, and distressed debt.

2. Due Diligence: Conduct thorough credit analysis and due

diligence on potential investments, including financial statement

analysis, industry research, and assessment of borrower

creditworthiness.

3. Structuring: Develop innovative deal structures that align with

our investment objectives and mitigate risk.

4. Execution: Lead the execution of investment transactions,

including negotiation of terms, documentation review, and

coordination with legal and compliance teams.

5. Portfolio Management: Monitor and manage a portfolio of

performing credit investments, including ongoing performance

analysis, covenant compliance, and proactive risk management.

6. Relationship Management: Cultivate and maintain relationships

with borrowers, intermediaries, and other stakeholders in the

performing credit market.

7. Reporting: Prepare regular reports and updates for senior

management, investors, and other stakeholders on the

performance of the performing credit portfolio.

8. Process Development: Continue to innovate and expand our

operational capabilities to enhance the current state and build for

the future. This includes strategic technology initiatives,

outsourcing opportunities, and process redesign.

Qualifications:

• MBA or CFA designation preferred.
• Mandatory Experience in Structured Finance with AIFs, Private Credit Funds
• or NBFCs in high yield credit
• Minimum of 10 years of experience in private credit investing, with a proven
• track record of successful deal origination, execution, and portfolio
• management.
• Deep understanding of credit markets, including knowledge of different debt
• instruments, credit structures, and legal documentation.
• Strong analytical and quantitative skills, with the ability to perform complex
• financial modelling and analysis.
• Excellent communication and interpersonal skills, with the ability to build and
• maintain relationships with internal and external stakeholders.
• Ability to thrive in a fast-paced and dynamic environment, with a high degree
• of autonomy and initiative.
• Sound judgement and decision-making abilities, with a focus on risk
• management and long-term value creation.