Loan Sales Executive - Indore, India - Wappgo

Description

REQUIREMENTS AND SKILLS

Graduation of any recognized University.

1-2 Year Proven work experience as a Loan Sales or in Finance Industry

Knowledge of computers and banking programs/applications.

Excellent Sales and Marketing skills will be an added advantage.

Sound understanding of direct and indirect lending practices and products.

Outstanding customer service skills.

. Knowledge of All Loan Types ( Home Loan, Personal Loan, Mortgage Loan, Bank Transfer, Vehicle Loan etc)

ROLES AND RESPONSIBILITIES:

Research and evaluate the financial status of the person applying for a loan.

Evaluate the credit value by processing the loan applications and documents within particular limits.

Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.

Determine all applicable metrics and ratios and set up debt payment plans.

Communicate with the clients to provide information and to forward their loan requests.

Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.

Complete loan agreements and counsel clients on limitations and policies.

Have an excellent understanding of the different types of loans and other financial services.

Maintain and update loan files and accounts records.