- Independently assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
- Complete ratio, trend and cash flows analysis and create projections.
- Deliver a multi-dimensional perspective on the investment outlook in an accessible and informative manner.
- Run various reports and parse them in accordance with statutory requirements.
- Determine in depth the degree of risk involved.
- Carefully analyze data and produce clear and objective reports.
- Routinely monitor loans for compliance.
- Adhere to credit policy and guidelines.
- Monitor corporate portfolio asset quality on an ongoing basis.
- Utilize Excel and Power BI (Working knowledge).
- Assisting customers with inquiries.
- Acting as a liaison between internal and external customers to troubleshoot and resolve issues that may cause deductions and or delays in payments.
- Reconciling customer account as needed.
- Processing adjustments for write-offs for approval upon research.
- Processing requests for credit limits based on recommendation per credit check.
- Research and account reconciliations for portfolio of accounts.
- Assisting in acquisition activities related to AR as needed.
- Acting as a liaison between customer and deductions and internal department on dispute resolution.
- Assisting in SOX audit support as needed.
- Draft models of credit information that predict trends and patterns.
- Working with Global stakeholders with transition experience.
- Graduate in Finance /Accounting- (BCOM/MCOM/MBA Finance)
- 8-10 years of experience in Finance & Accounts.
- Team handling experience will be an added advantage.
- Excellent proficiency in Microsoft Excel, Microsoft Word, PowerPoint is a must.
- Excellent verbal and written communication skills. Stakeholder management
- Working knowledge on SAP is preferable.
- Self-starter, go getter, Positive attitude, influencer & flexible to work as per business requirements.
- Ability to work in a fast-paced environment with changing processes and procedures.
- Time management & detail orientation.
- Extensive experience in the shared services sector preferably with MNC
- Proven ability to work effectively within strict deadlines
Sr. Credit Risk - Gurugram, India - Infinera
Description
Your Key Responsibilities Would Include:
Role Summary:
The Global Credit & Collection Team is looking for a Sr. Credit Risk & Collection Analyst. This role is responsible for achieving assigned F&A roles to reach organizational vision, & these roles are vital to keep our books of accounts & financials accurate globally.
We rely on a meticulous financial system to drive business forward. Our Credit & Collection Analysis department keeps that system running smoothly by managing Credit checks as well as preparing various types of reports applicable for statutory requirements.
We're searching for a skilled financial associate to join our Credit & Collections Team to help perform thorough credit checks, track, and record customer records in an accurate, efficient, and timely manner. He/ She is tasked with the responsibility of assessing a person's or a company's riskiness in terms of both extending credit and collecting repayments. We are looking for a professional Credit Risk Analyst to determine our customers' creditworthiness. You will analyze financial data to assess the likelihood of a borrower honoring their financial obligations.
Roles & Responsibilities:
Qualifications: