Associate Relationship Manager-Large Liability - Bengaluru, India - IDFC FIRST Bank

    IDFC FIRST Bank background
    Full time
    Description

    Role/Job Title: Associate Relationship Manager-Large Liability

    Function/ Department: Wholesale Banking

    Job Purpose:

  • Relationship Manager directly managing a portfolio of Large Liability Clients
  • Sourcing NTB liability customers for the bank
  • Evaluate limited credit requirement for generating liability and manage the credit exposure during the life cycle of clients.
  • Roles & Responsibilities:

  • Origination of New to Bank (NTBs) accounts and managing (farming) a portfolio of large Liability Group clients.
  • Evaluate limited credit requirement for generating liability and manage the credit exposure during the life cycle of clients.
  • Develop a large liability strategy for a particular 5city/region and execute it. Target top clients in the coverage geography and convert them.
  • Originate CMS/Trade Processing/FX/ Supply Chain Finance transactions from Cash Rich Corporate clients, mainly from Digital First Companies, local IT/ITES firms and MNC subsidiaries. Onboard these clients with a solutions-based approach, co-create unique solutions wherever required.
  • Build Liquid Asset OR limited Lending including writing credit assessment memo and monitoring.
  • Build and manage relationships with clients and increase CA balances, term deposits, CMS/Trade/FX throughputs and maximize revenues from these services. Cross-sell other products of the bank like salary and wealth management to maximize share of wallet.
  • Collaborate with the various Product Sales Managers, Credit Managers and the Implementation teams across all Banking products to achieve these objectives.
  • Additionally, be responsible for Regulatory Pendency if any, Client escalations, BAU service requests, Compliance and Franchise Risk if any.
  • Education Qualification:

    Graduation: Any Graduate

    Post Graduation: Any Post Graduate

    Professional Qualification/Certification: Any Professional Degree

    Experience : 5 to 10 years of relevant experience in acquisition of current accounts.