- Designing new product program with extensive market research and benchmarking.
- Adherence to governance and control framework.
- Reduction of Risk Related costs.
- Identifying portfolio trends and generating portfolio level MIS.
- Monitoring of EWS and Portfolio Delinquency.
- Mapping impact of external environment on portfolio by involving into Industry research.
- Understanding and Implementation of best practices from industry from Risk perspective.
- Recommend process changes in order to improve efficiency and quality across the assigned area.
- Leverage in-house synergies through collaboration with internal stakeholders.
- Regular Training to Credit and Business Team.
- Spearhead initiative to improve efficiency & portfolio health.
- Understanding of Digital processes adopted by the bank and pro-actively identify areas to leverage the same to drive efficiency.
Analyst-Hindsighting(Business Banking Credit) - Mumbai, India - IDFC FIRST Bank
Description
Role/ Job Title: Analyst-Hindsighting (Business Banking Credit)
Function/ Department: Business Banking Group
Job Purpose:
The role entails formulation and implementation of BBG policy and regular monitoring of portfolio from credit risk perspective. Role will closely collaborate with BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU for same.
Roles & Responsibilities:
Education Qualification:
Graduation: . (Bachelor in Engineering) / (Bachelor in Technology) / (Bachelor in Commerce) / . (Bachelor of Arts) / (Bachelor of Science) / BBA (Bachelor of Business Administration) / BCA (Bachelor of Computer Applications).
Post-graduation: MBA (Master of Business Administration) / CA (Chartered Accountant) / CS (Company Secretary) / CFA (Chartered Financial Analyst).
Experience: 2 - 5 years of relevant experience.