Risk Analyst - Mumbai, India - Piramal Enterprises Limited

    Piramal Enterprises Limited
    Piramal Enterprises Limited Mumbai, India

    Found in: Talent IN 2A C2 - 1 week ago

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    Description

    KEYROLES/RESPONSIBILITIES:

    Credit Risk

    • Independently evaluate lending opportunities across the capital structure (senior debt and mezzanine) across multiple sectors (except Real Estate)
    • Interact with internal stake holders (deal team, legal, operations, senior management) and external stake holders (due diligence teams, promoters, external credit rating agencies, etc.)
    • Undertake client unit / plant visit as part of pre-sanction due diligence exercise
    • Assist in developing and enhancing proprietary in-house models for credit appraisal across sectors
    • Present independent view on deals to senior management and deal sanctioning committee
    • On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts
    • Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio taking into account diversification across various sectors, assets and sub-asset groups

    Credit Structuring

    • To work with deal team to suggest appropriate changes to the deal structure/covenants/terms &conditions in order to minimize risks
    • Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals