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    • Head of product management - Noida - Biz2X

    Biz2X
    Biz2X Noida

    3 weeks ago

    Default job background
    Description
    About Biz2 Credit
    Founded in 2007, Biz2 Credit is committed to transforming business finance.

    Backed by top investors and trusted by over 200,000 small businesses, we have become the go-to online platform for securing funding.

    To date, we have facilitated over $10 billion in small business loans and financing across the U. S., helping companies grow and thrive.
    About Biz2 X

    Biz2 X powers digital lending for leading global banks and Indian financial institutions, enabling seamless loan disbursals through our cutting-edge Digi Kred platform.

    With over INR 3 lakh crore in loans facilitated, Biz2 X is redefining lending with AI-driven risk management, automated decision-making, and streamlined processing.

    Biz2 X is the "One Platform That Does It All"—accelerating loan origination, optimizing risk assessment, and enhancing operational efficiency to help lenders scale with confidence.

    About Frontiers of Digital Finance (FDF)

    Powered by Biz2 X, Frontiers of Digital Finance (FDF) is an exclusive, invitation-only global conference series bringing together 300+ industry leaders—including financial institutions, startups, investors, policymakers, and technologists.

    FDF provides a platform to explore emerging trends in digital finance and forge strategic industry connections. Past events have been hosted in global financial hubs like Miami, Dubai, Riyadh, Abu Dhabi, Mumbai, and New York.

    To access session recordings and stay updated, visit the FDF website and follow us on the FDF website and follow the FDF Linked In Channel.


    Corporate Website:
    and In Channels:
    Biz2 Credit Linkedin Page
    Biz2 X Linkedin Page

    Making Headlines in Media:
    Americas Fastest Growing Companies
    ESOP Liquidity Scheme Worth $12.25 Mn
    Biz2 X surpasses Rs 9,000 crore mark
    Biz2 X Awarded with Great Place to Work Certification for Fourth Consecutive Year
    Biz2 X Wins IBS intelligence (IBSi) Global Fin Tech Innovation Award
    Head of Product Management

    Role Overview:


    We are looking for a strategic and execution-driven Head of Product Management to lead the development and growth of our lending Saa S platform.

    This role requires deep expertise in digital lending, AI/ML-based credit assessment, regulatory compliance, and product-led growth strategies. The ideal candidate will drive product innovation, roadmap execution, and customer adoption while working closely with cross-functional teams.

    Key Responsibilities:
    Product Strategy & Leadership

    • Define and execute the product vision, roadmap, and gotomarket strategy for our lending Saa S offerings.
    • Drive innovation in AIdriven underwriting, loan origination, credit assessment, BNPL, embedded lending, and risk analytics.
    • Ensure products comply with RBI guidelines, credit risk norms, and global lending regulations.
    • Collaborate with Csuite, sales, engineering, data science, and compliance to align product goals with business objectives.
    Customer-Centric Product Development

    • Engage with banks, NBFCs, digital lenders, and fintech partners to understand market needs and pain points.
    • Build a bestinclass Loan Management System (LMS), Credit Decisioning Engine, and Digital Lending Platform.
    • Leverage AI, machine learning, and alternative credit scoring to enhance lending efficiency and risk assessment.
    • Prioritize scalability, security, and APIfirst architecture to support integrations with financial ecosystems.
    Execution & Go-To-Market (GTM) Strategy

    • Define product pricing, packaging, and positioning to maximize adoption and revenue growth.
    • Drive product adoption through UX/UI improvements, selfserve onboarding, and datadriven decisionmaking.
    • Partner with marketing and sales teams to craft compelling narratives, case studies, and thought leadership content.
    Data & AI-Driven Decision Making

    • Implement AIpowered insights, automated credit scoring, fraud detection, and predictive analytics.
    • Optimize loan origination workflows, credit risk assessment models, and collections automation.
    • Monitor KPIs like conversion rates, NPL reduction, and timetoloan approval to drive continuous improvement.
    Team Building & Mentorship

    • Build and lead a highperforming product team consisting of PMs, UX designers, and data analysts.
    • Foster a culture of agility, experimentation, and crossfunctional collaboration.

    Qualifications & Skills:
    15+ years of experience in product management, preferably in fintech, lending Saa S, or financial services.
    Strong domain expertise in digital lending, loan origination, underwriting models, and credit risk.
    Experience in AI/ML-driven credit assessment, embedded finance, and open banking APIs.
    Deep understanding of regulations, KYC/AML, credit bureau integrations, and lending compliance.
    Proven track record of building scalable Saa S platforms with B2 B enterprise adoption.
    Exceptional analytical, problem-solving, and stakeholder management skills.
    Experience working with engineering, data science, and GTM teams in an agile environment.
    Bachelor's or Master's degree in Engineering, Business, Finance, or a related field.

    Preferred Experience:

    • Experience working with neobanks, NBFCs, or large financial institutions.
    • Exposure to AIpowered risk modeling and alternative credit scoring.
    • Familiarity with loan servicing, collections automation, and BNPL products.
    Why Join Us?
    Be at the forefront of fintech innovation in digital lending.
    Work with top banks, NBFCs, and financial institutions to transform lending.
    Opportunity to lead and scale a high-growth Saa S product in a competitive market.
    Collaborate with a passionate, mission-driven team pushing boundaries in fintech.
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