Branch Credit Manager - Tirunelveli, India - Kaarlo Training & HR Solutions Pvt. Ltd.

Description

Evaluating credit proposals covering financial business andindustrial risk & decisioning of the loan.
Verifying the promoter s track record & ascertaining theircredit worthiness.
Analysis of the financial statementsof the prospective customer to identify the short term &long term solvency & liquidity position
Toensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as perprescribed standards.
Monitor and ensure that monthlyBranch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance torepayment instrument replenishment to ensure regular repayment ofEMI

Requirements

CreditDecisions
Take sound lending decisions basedon available information & interactions with theapplicants.
Manage credit quality and controldelinquencies frauds.
MonitoringPerformance
Managing performance in terms ofkey drivers i.e. Loses / Portfolio quality parameters Cost ofcredit administration
EmployeeProductivity

Benefits

Salary:
up to5.5LPA


Location:
Batlagundu

Credit Decisions Take sound lending decisions based on availableinformation & interactions with the applicants. Manage creditquality and control delinquencies, frauds. Monitoring PerformanceManaging performance in terms of key drivers i.e. Loses / Portfolioquality parameters Cost of credit administration EmployeeProductivity