Product Manager - Gurgaon/Gurugram, India - iimjobs

    Iimjobs background
    Full time
    Description
    Product Manager-Lending


    Responsibilities:

    Product Strategy and Vision:

    • Develop and articulate a clear product strategy aligned with the company's overall goals.
    • Define the vision for lending products, considering market trends, customer needs, and business objectives.

    Product Development:

    • Lead endtoend product development, from ideation to launch, ensuring highquality, usercentric products.
    • Collaborate with crossfunctional teams, including engineering, design, and data science, to deliver innovative lending solutions.

    Market Analysis:

    • Conduct market research to identify opportunities, competitive landscape, and customer needs.
    • Stay abreast of industry trends and regulatory changes affecting the lending space in India.

    Financial Management:

    • Take ownership of the lending product portfolio's P&L, driving revenue growth and managing costs effectively.
    • Implement pricing strategies and financial models to maximize profitability.

    Cross-functional Collaboration:

    • Work closely with sales, marketing, and customer support teams to ensure successful product launches and ongoing market success.
    • Foster a collaborative and innovative work culture within the product team and across the organization.

    Risk Management:

    • Develop and implement risk management strategies for lending products, ensuring compliance with regulatory requirements.
    • Proactively identify and address potential risks to protect the company's interests and reputation.

    Requirements:

    • Proven experience in product management, with a focus on lending products.
    • Deep understanding of the Indian lending market, including regulatory landscape and customer behaviours.
    • Strong business acumen with a track record of P&L ownership and driving financial performance.
    • Excellent leadership and communication skills, with the ability to inspire and motivate crossfunctional teams.
    • Demonstrated success in bringing innovative financial products to market.
    • Analytical mindset with the ability to use data to inform product decisions.