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  • Manager - Kolkata - Tata Consultancy Services

    Tata Consultancy Services
    Tata Consultancy Services Kolkata

    2 weeks ago

    Tata Consultancy Services background
    Description

    Job Summary:

    Credit Analyst (OTC) Role

    Senior Manager Position

    12-15 years of experience in Order to Cash (O2C) processes required.

    • Evaluate credit risk, review credit limits, and analyze financial data for customers.
    • Strong working knowledge of ERP systems such as SAP or Oracle.
    • Solid understanding of accounts receivable and billing processes.

    Key Responsibilities:

    Negotiation and Credit Insurance

    Negotiate and manage global credit insurance policies with selected insurers and brokers.

    Credit Review and Analysis

    Plan and perform timely credit reviews according to procedures and requirements.

    Customer Creditworthiness Assessment

    Develop reliable assessment systems for customer creditworthiness using financial analysis and market intelligence.

    Credit Limit Approval and Management

    Approve or recommend credit limit approvals based on procedures and requirements.

    Exposure Management and Credit Advice

    Proactively manage exposure levels and provide specialist credit advice to BU Finance and Commercial teams.

    Credit Insurance Policy Management

    Effectively manage credit insurance policies, monitor performance, and produce reports where necessary.

    Process Improvement and Performance Monitoring

    Identify opportunities for process improvement and continuously monitor SLAs to ensure service delivery meets expectations.

    Team Leadership and Control

    Lead, develop, motivate, and manage high-caliber staff to maintain adequate resources and skills within the team.


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