Rupeek - Senior Manager - Risk - Mumbai, India - Rupeek Fintech Pvt Ltd

    Rupeek Fintech Pvt Ltd
    Rupeek Fintech Pvt Ltd Mumbai, India

    4 weeks ago

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    Description
    Rupeek - Senior Manager - Risk

    About Rupeek :

    Founded in 2015, Rupeek is India's leading asset-backed digital lending fintech platform.

    Built on 'Technology, Integrity & Fair value' first ethos, its vision is to be a new age, innovative brand solving the credit pain points of Indians.

    Rupeek aims to create equal access to credit for every Indian by enabling hassle-free doorstep gold loans at the lowest interest rates, its first flagship product with many more to follow across multiple asset classes.

    Rupeek is currently present in 60+ cities and have served more than 5 lakh+ customers. It is the first ever fintech in the asset-backed lending category to record a $1bn annual run rate (ARR). Headquartered in Bangalore, Rupeek's investors include Sequoia Capital, Accel Partners, Bertelsmann, GGV Capital, VEF, and Lightbox.

    YOUR ROLE

    In this Role you will:


    • Lead the development and maintenance of a robust triggerbased reporting framework that ensures each risk benchmark metric is tracked at nth level geography, customer type, channel etc. The framework should trigger mechanism whenever any benchmark is breached at any level
    • Liasion with different stakeholders to ensure that the risk benchmark numbers stay under check
    • Build early warning signals for identifying sources of portfolio stress and communicate continually to stakeholders across the organization
    • Work closely with Category, customer experience and operations teams to develop strategies for mitigating portfolio risk and coming up with segmented treatment strategies across risk brackets
    • Continually work to bridge the twin objectives of maximizing portfolio revenue while minimizing risk
    • Defining and updating criteria for customer upsell / crosssell, renewals, closure, and other account actions
    KEY SKILLS AND QUALIFICATIONS:


    • Chartered Accountant; MBA is a plus
    • 58 yrs of workex with atleast 4+ years of work experience in credit risk management function of Bank/NBFC/Fintech
    • Experience in managing a team of analysts
    • High level of ownership
    • Comfort with ambiguity; strong test and learn bias; ready to get hands dirty
    • Ability to engage and influence people cross functionally
    • Well rounded individual with strong communication skills
    )