Branch Credit Manager - Amaravati, Andhra Pradesh - Hdb Financial Services

Description

Role & responsibilities

• Responsible for credit appraisals- loan applications of Commercial Vehicles.
• Responsible to maintain quality portfolio
• Responsibility to deliver the credit assessment target within specified Turn around Time
• Responsible for Audit and Regulatory compliance for the Location.
• Assist RCM with coordinating / managing RCU & verification vendors
• Take sound lending decisions based on available information &interactions with the applicants
• To interact closely with other functions such as sales / Operations/Collections / Policy/etc. in ensuring smooth day to day functioning at Location.
• Maintain the Database and making reports for Monthly cases
• Coordinating with agencies for proper sampling / screening of files for fraud prevention
• Managing performance in terms Cost of credit administration.

Preferred candidate profile

• Graduate / Postgraduate
• 4-5 years experience in Credit/Underwriting of Secured/Unsecured products
• Ability to manage credit processes & teams