Credit Officer - Gurugram, India - Nibodhah

    Nibodhah
    Default job background
    Full time
    Description

    We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.

    Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

    Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

    • Review loan requests
    • Assess clients financial status
    • Evaluate creditworthiness and risks
    • Contact clients to gather financial data and documentation
    • Analyze risks and approve or reject loan requests
    • Calculate financial ratios (e.g. credit scores and interest rates)
    • Set up payment plans
    • Maintain updated records of loan applications
    • Follow up with clients about loan renewals
    • Monitor progress of existing loans
    • Review loan requests
    • Assess clients financial status
    • Evaluate creditworthiness and risks
    • Contact clients to gather financial data and documentation
    • Analyze risks and approve or reject loan requests
    • Calculate financial ratios (e.g. credit scores and interest rates)
    • Set up payment plans
    • Maintain updated records of loan applications
    • Follow up with clients about loan renewals
    • Monitor progress of existing loans