Credit Officer - Delhi - confidential

    confidential
    confidential Delhi

    21 hours ago

    Full time ₹400,000 - ₹1,200,000 (INR) per year *
    Description

    Key Responsibilities:

    • Loan Application Processing:
    • Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details.
    • Ensure completeness of documents required for loan processing and disbursement.
    • Credit Assessment & Risk Analysis:
    • Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
    • Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
    • Loan Approval/Rejection:
    • Make recommendations for the approval or rejection of mortgage loan applications based on creditworthiness, risk analysis, and compliance with company policies.
    • Communicate the decisions clearly to clients and work with them to explain the reasons for approval or denial.
    • Mortgage Loan Structuring:
    • Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.
    • Customer Interaction:
    • Assist customers with mortgage-related queries, ensuring they are well-informed about loan products, eligibility criteria, interest rates, and repayment plans.
    • Guide clients through the mortgage process and provide updates on the status of their loan applications.
    • Compliance & Regulatory Adherence:
    • Ensure all mortgage loan applications comply with internal policies, regulatory requirements, and industry standards.
    • Stay updated with the latest regulatory changes and implement them as necessary.
    • Collaboration with Sales & Operations:
    • Work closely with the sales and customer relationship teams to ensure smooth loan origination and processing.
    • Provide support to sales teams in explaining credit policies and loan terms to prospective borrowers.
    • Portfolio Management:
    • Monitor the performance of the mortgage loan portfolio, including tracking payment delinquencies and defaults.
    • Recommend corrective actions or adjustments for any non-performing loans.
    • Reporting & Documentation:
    • Prepare regular reports on mortgage loan applications, approvals, rejections, and portfolio performance for management review.
    • Maintain accurate and up-to-date records for all mortgage transactions.
    • Customer Service:
    • Provide excellent customer service by addressing concerns or issues raised by clients regarding their mortgage applications or loan servicing.
    * This salary range is an estimation made by beBee
  • Work in company

    Credit Officer

    confidential

    Key Responsibilities: · Credit Evaluation and Approval · Evaluate credit applications and recommend approval based on assessment. · Authorize credit loans within defined limits. · Ensure compliance with the organization's credit policies. · Customer Advisory · Advise borrowers on ...

    Delhi ₹400,000 - ₹1,200,000 (INR) per year Full time

    21 hours ago

  • Work in company

    Credit Officer

    Only for registered members

    Credit Officer maintains compliance with regulatory standards and evaluates credit risks. · ...

    New Delhi

    1 month ago

  • Work in company

    Credit Officer

    Only for registered members

    We are seeking an experienced Credit Manager to lead and manage the end-to-end credit function for our payday loan/short-term lending portfolio. · ...

    New Delhi

    1 week ago

  • Work in company

    Credit Officer

    confidential

    Key Responsibilities: · Credit Evaluation: · Assess the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity. · Conduct thorough checks, including background and reference verification, to ensure ...

    Delhi ₹400,000 - ₹1,200,000 (INR) per year Full time

    21 hours ago

  • Work in company

    Credit Card Officer

    Only for registered members

    Credit card sales and personal loan. · At least 6 months experience in credit cards or tele calling/DSA. · ...

    Delhi, NCR

    1 month ago

  • Work in company

    Credit Officer Digital loans

    Only for registered members

    This is a full-time role for a Credit Officer - Digital Loans. The Credit Officer evaluates loan applications and analyzes creditworthiness. ...

    New Delhi, Delhi

    1 month ago

  • Work in company

    Credit Officer

    Only for registered members

    Ensure smooth and efficient credit processes. · Manage credit applications · Evaluate financial data · ...

    Delhi Full time

    1 week ago

  • Work in company

    Credit Officer

    Only for registered members

    As a Credit Officer you will play a vital role in our organization's financial operations ensuring smooth and efficient operations. · ...

    Delhi Full time

    1 week ago

  • Work in company

    Credit Officer

    Only for registered members

    The Credit Assessment Officer will be responsible for evaluating loan applications, analyzing financial data, and ensuring credit decisions align with company policies. · ...

    Peera Garhi, Delhi-NCR

    3 weeks ago

  • Work in company

    AVP VP Credit Officer

    Only for registered members

    The AVP VP Credit Officer will be responsible for the review and assessment of credit risk and will seek approval from relevant authorities by preparing the analysis material. · To review and assess several types of credit applications submitted from business units independently ...

    New Delhi

    2 weeks ago

  • Work in company

    Credit Officer

    Only for registered members

    The Credit Officer is responsible for evaluating online loan applications and assessing risk to ensure timely recoveries. · ...

    Delhi, Delhi

    4 weeks ago

  • Work in company

    Credit Officer

    confidential

    Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan. · Process Understanding process and policies and implementing the same to ensure smooth transactions. · Training- Provide training to CPAs so that they work in synergy wit ...

    Delhi NCR, Delhi ₹400,000 - ₹1,200,000 (INR) per year Full time

    21 hours ago

  • Work in company

    Credit Officer

    Only for registered members

    The credit officer reviews loan applications and analyses financial information to assess the creditworthiness of applicants. · ...

    Gurugram, Haryana

    1 month ago

  • Work in company

    Credit Officer

    Only for registered members

    Aye Finance is a cutting-edge financial services company specializing in providing business loans to small and micro-enterprises across India. · ...

    Gurgaon

    1 month ago

  • Work in company

    Credit Officer

    Only for registered members

    We are looking for a Credit Officer to join our team. · Taking on this critical role will see you identifying, assessing and managing credit risks. You'll have the opportunity to build a wide network of stakeholders of varying degrees of seniority. Hone your existing credit risk ...

    Gurugram

    1 month ago

  • Work in company

    Credit Officer

    Only for registered members

    Role Responsibilities: · Evaluate mortgage loan applications and assess creditworthiness. · Conduct comprehensive financial analysis of applicants' credit profiles. · Review and verify applicant documentation for accuracy and completeness. · Collaborate with loan officers to dete ...

    Gurugram, Haryana, India ₹400,000 - ₹1,200,000 (INR) per year

    23 hours ago

  • Work in company

    Credit Officer

    Only for registered members

    Sales Officer Job Description · Overview · The Sales Officer plays a crucial role in driving the growth and revenue of an organization. They are responsible for promoting and selling products or services while building and maintaining strong customer relationships. In today's com ...

    Gurugram, Haryana, India ₹400,000 - ₹1,200,000 (INR) per year

    23 hours ago

  • Work in company

    Credit Officer

    Only for registered members

    Analyze financial data and reports to assess creditworthiness and make informed decisions. · ...

    Gurugram

    4 weeks ago

  • Work in company

    Inbound Credit Card Officer

    Only for registered members

    Kotak Mahindra Bank is seeking an Inbound Credit Card Officer to explain features and benefits of Kotak 811 digital banking services. · ...

    Okhla Bird Sanctuary, Delhi-NCR

    1 month ago

  • Work in company

    Credit Officer – Loan Sector

    Only for registered members

    We are hiring a Credit Officer for our Loan Operations Team. · Verification of customer documents · Credit assessment & eligibility calculation · ...

    Greater Noida, Uttar Pradesh

    1 month ago

Jobs
>
Credit officer
>
Jobs for Credit officer in Delhi