Credit Manager - Jodhpur - Godrej Capital

    Godrej Capital
    Godrej Capital Jodhpur

    52 minutes ago

    ₹600,000 - ₹1,600,000 (INR) per year *
    Description

    Credit Manager - AHF

    Grade Eligibility

    Senior Executive

    Designation

    Credit Manager

    Reporting to

    State Credit Manager

    Location

    Jodhpur, Sikar, Bhilwara, Jaipur

    Function

    Credit Underwriting

    Job Purpose

    The role incumbent will be responsible for end-to-end credit underwriting and disbursal of home loans.

    Role

    • Credit assessment and underwriting of Home loan, LAP applications based on product and policy norms – end to end from login to disbursal of loans.
    • Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
    • Disbursal of Home loans including all checks and verifications
    • Coordination with stakeholders, training of credit officers on processes and polices
    • In-person meetings and discussions with clients
    • Responsible for maintaining the processing TAT

    Qualification & experience

    • Years of experience – 3 - 5 years
    • Mandatory Qualification – Chartered Accountant/ MBA in Finance
    • Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios
    • Should have worked in home loans / Secured Loans underwriting.

    Essential skills

    • Ability to work in unstructured and evolving situations with an open mind
    • Work in large and varied teams and deliver individual requirements within the same
    • Adhere to expected TAT without compromising on quality
    • Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
    • Ability to understand customer needs and be responsive
    • Technology skills – understanding of and working with existing market technologies in the business industry
    * This salary range is an estimation made by beBee
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