Mohit Saxena

9 months ago · 2 min. reading time · ~10 ·

Mohit blog
HDFC Bank Personal loan - Enjoy lowest interest rates, easy EMIs & Flexible tenure

HDFC Bank Personal loan - Enjoy lowest interest rates, easy EMIs & Flexible tenure

A Personal loan is one of the best ways to instantly fund your financial needs without much hassle of taking anyone’s help in your friend or family. When it comes to applying for a personal loan, HDFC Bank is one of the top banks. During its long tenure of 21 years, the bank has won the trust of customers. Being one of the oldest banks with sustained growth, HDFC has become a preferred financial service provider. It also offers an online loan facility and has partnered with the best fintech like IndiaLends.


The HDFC personal loan interest rates start from 10.25% and go up to 21.50% based on the credit profile of the loan applicant. 

Reasons to apply for HDFC Bank Personal loan

• You can make use of HDFC Personal loan to finance higher studies and avail of tax benefits on the interest payments.
• Weddings are always expensive affairs. You can pay for it with a Personal Loan.
• You can use it to buy that new laptop or phone with state-of-the-art technology.
• Considering buying a home? Or planning to renovate your current dwelling? You can make it happen with a Personal Loan, with tax benefits to boot.
• You don’t need to blow all your savings on your dream vacation trip. You can finance your travels with a Personal Loan for travel.
• Cash flow issues can also be dealt with through a Small Personal Loan, so you don’t have to sacrifice day-to-day requirements during a cash crunch.

What are the features and benefits of HDFC Bank personal loan?

• Affordable and Flexible Interest Rates
• Special interest rates for women borrowers
• Instant loan approval
• Easy documentation process and 100% transparency
• Maximum loan up to Rs. 25 lakhs for salaried individuals
• Flexible repayment options, ranging from 12 to 60 months
• Zero hidden charges and low processing fee
• Convenient repayment options
• Fast disbursal with money in your account within 2 days

Another best thing about HDFC personal loan is that you can plan your EMIs using HDFC  personal loan EMI calculator. EMI calculator is a great tool to calculate your affordability and plan the repayment of your loan. You just need to fill in the loan amount, interest rate, and loan term while using the calculator and it will depict the exact monthly EMI.

If you are seeking a Personal Loan online with HDFC Bank, you can simply fill up an online loan application form after checking your HDFC Bank Personal Loan Eligibility at our platform. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.

At IndiaLends, you can receive personalized loan offers and best deals at the best rate of interest. This is due to a tie-up with HDFC Bank, which helps you get the best deal on your personal loan as per your profile.


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