Micro Loans Officer - Ottappalam, India - L&T Finance LTD
Description
JD - Micro Loans
Department
- Frontline
- MFI _
Designation
- Micro Loans Officer_
Reports to
- Meeting Centre Manager_
Duties and responsibilities
- Starting business in a new village
Village identification within the radius: - Feasibility study of the village based on demographics, activities and financial needs of the customers
- Assist the MC-IC in making the village approval
- Sourcing of business Identification of customers and forming of Joint Liability Groups
- Verification of the residence and business of the customer
- KYC verification
- Predisbursement training
- Visiting potential customers in order to develop business
- Disbursements
Collection of KYC documents: - Assisting the MC-IC for disbursement activity completion
- Loan documentation
- Collection of current dues Collect the collection sheets and stickers from MC-IC
- Groupwise collection as per scheduled time by following the process
- Deposit of collection money
- MERC entry
- Collection of over dues
Follow up with the customers with updated data report of assigned portfolio: - Collection of money as per process
- Depositing the money in bank
- MERC entry
- Assist the MC-IC in initiating action against the defaulters
Job Types:
Full-time, Regular / Permanent, Fresher
Salary:
₹14, ₹250,000.00 per month
Benefits:
- Life insurance
Schedule:
- Day shift
- Morning shift
Supplemental pay types:
- Performance bonus
Speak with the employer
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