Underwriter - Mumbai, India - RECR Consultant

RECR Consultant

Verified Company

Mumbai, India

3 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Responsibilities:
Loan.

The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies

& procedure to honor the agreed SLAs and manage city/area business volumes.

To conduct personal discussion with customers to establish Credit worthiness.
Interact with the client, gather requirements, financial statements and other inputs for performing

quality Credit analysis and due diligence. (for renewal & new borrowers)

To prepare Credit Appraisal Memo (CAM).
Responsible for Credit Assessment.
To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness

of the products, and expediting approvals

Qualification & Experience Required:
Graduate/MBA with at least 2 to 4 years' relevant experience in Credit Underwriting for Salaried
Personal Loan Product of Banks, NBFCs.
Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement.
Credit underwriting work experience within retail lending with any large NBFC or Bank.
secured and unsecured loans with focus in personal loanunderwriting.

Salary:
From ₹300,000.00 per year

Schedule: