Data Science - Bengaluru, India - PERSOLKELLY India

PERSOLKELLY India

Verified Company

Bengaluru, India

2 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

4+ years' experience in retail credit/ risk space with bank of repute / NBFCs

Job Purpose

This position is responsible to develop, refine and implement a robust risk management framework for TVSCS, align it to the future needs and in line with the market best practices
Key Responsibilities

Functional Responsibilities

Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and provide actionable to the credit and business team to arrest early flows
Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset quality on continuous basis
Provide feedback or take necessary action to amend the credit policy as actionable from the risk analysis
Prepare Credit Through the Door analysis and provide direction to the business team on variance correction
Capturing key data elements and analyzing them, interpreting the crossperiod movements, and understanding the macro mechanics of the system
Hindsighting reviews as part of risk review and credit policy implementation review
Real Time Monitoring of high value cases

ECL Model

Work along with Finance and credit team to build, review and align the ECL models

Job Requirements

Qualifications

Chartered Accountant
Experience
4+ years' experience in retail credit/ risk space with bank of repute / NBFCs
Functional Competencies
Knowledge of regulations around retail and corporate finance
Ability to derive industry insights & analyze best practices across industry
Ability to analyze the portfolio risk and to deal with big ticket customers
Behavioral Competencies
Strategic and analytical thinking
Strong communication and interpersonal skills
Problem solving and decisionmaking skills
People Management & Networking skills592641