Sales Agent - Majiwada, Thane, Maharashtra, India - Finirio Technology
2 weeks ago
Description
A Home Loan Agent, also known as a Mortgage Loan Officer or Mortgage Broker, plays a crucial role in facilitating the process of obtaining home loans for individuals or businesses.
The primary responsibility of a Home Loan Agent is to connect potential borrowers with lenders and assist them in securing a suitable mortgage or home loan.
Here is a general job description for a Home Loan Agent:Job Title:
Home Loan Agent
Key Responsibilities:
Client Consultation:
Meet with clients to understand their financial situation, homeownership goals, and preferences.
Assess clients' creditworthiness and financial eligibility for different loan programs.
Loan Product Knowledge:
Stay updated on various mortgage products and loan programs offered by different lenders.
Educate clients on available loan options, interest rates, and terms.
Application Process:
Work closely with clients to ensure accurate and complete submission of required information.
Lender Relations:
Develop and maintain relationships with a network of lenders and financial institutions.
Negotiate loan terms and conditions on behalf of clients.
Market Research:
Stay informed about local real estate market trends and mortgage industry regulations.
Analyze market conditions to provide clients with relevant and up-to-date information.
Compliance:
Ensure compliance with all relevant laws, regulations, and industry standards.
Stay informed about changes in mortgage lending laws and regulations.
Customer Service:
Address client inquiries and concerns promptly and professionally.
Documentation and Processing:
Coordinate with lenders, underwriters, and other stakeholders to facilitate the loan approval process.
Ensure accurate and timely completion of all required paperwork.
Job Types:
Full-time, Permanent, Freelance, Fresher
Salary:
₹20, ₹50,452.79 per month
Benefits:
- Cell phone reimbursement
- Provident Fund
- Work from home
Shift:
- Day shift
Supplemental pay types:
- Bonus pay
- Commission pay
- Performance bonus
- Yearly bonus
Experience:
- Cold calling: 1 year (preferred)
- Sales: 1 year (preferred)
Language:
- English (preferred)
Ability to Commute:
- Majiwada, Thane, Maharashtra (required)
Ability to Relocate:
- Majiwada, Thane, Maharashtra: Relocate before starting work (required)
Work Location:
In person
Speak with the employer
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