Gold Loan Officer - Vijayapura, India - CSB Bank

CSB Bank

Verified Company

Vijayapura, India

3 weeks ago

Posted by:

Deepika Kaur

beBee Recuiter

Description

Gold Loan Officer (Location :
Vijayapura...MFT896

Retail Banking

City

Vijayapura
Required Experience

Years

Posted On
21 Jan 2023

Basic Section
No. Of Openings

10
Grade

Designation
Others
Closing Date
04 Feb 202 Organisational

Organisation

CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT

Sub Org Unit

Retail Banking

Sub Org Unit

Others

Sub Org Unit

Others

Sub Org Unit

Others

Sub Org Unit

Others

Sub Org Unit

Others
Branch/Department Code
950
Branch/Department Name
Head Office
Country
India
Geographic Zone
South
State
Karnataka
City
Vijayapura
Worksite

City

Vijayapura
Worksite

Code

Generic
Vijayapura
Skills

Skill

CUSTOMER SERVICE

CROSS SELLING

LEAD GENERATION
Minimum Qualification

ANY GRADUATION

CERTIFICATION
No data available

Working Language

No data available

Job Description

Job Role:
Gold Loan Officer

Job Purpose:

To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization.

(1. Customer service - TAT for servicing a client, 2. Client retention - to reduce attrition, 3. Cross sales - to grow portfolio size)

Functional Responsibilities:

To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.

Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan

Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.

Maintaining the TAT in the timely disbursement of Gold loan.

Retention of customers / portfolio by meaningful engagement time to time.

Secure safe room operations, security measures, day to day working of branch.

Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.

Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.

Cross Sell of other products / services of the bank.

Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.